Kev nce nyiaj txiag ntshai spur cov neeg yuav khoom kom tau txais kev dhia ntxov rau hnub so rau xyoo kawg

Here's how to use the 1% spending rule to save money

Inflation yog Scrooge.

Txawm hais tias lub caij so so tseem muaj ntau lub hlis, cov neeg siv khoom twb tau txhawj xeeb txog qhov lawv yuav them cov khoom plig xyoo no li cas raws li cov nqi nce ntxiv, ntau qhov kev tshawb fawb qhia.

Kwv yees li 40% ntawm cov neeg yuav khoom hnub so tau hais kev nce nqi yog hloov txoj kev lawv yuav khoom, nrog rau feem ntau sim cov tswv yim txuag nyiaj, raws li daim ntawv tshaj tawm tshiab ntawm Bankrate.com, xws li yuav khoom tsawg dua lossis cov khoom kim dua thiab siv daim coupon, luv nqi thiab credit card khoom plig rau offset cov nqi.

Ntau tshaj ib nrab - lossis 59% - ntawm cov neeg Amelikas tau ntxhov siab txog kev yuav khoom plig rau lub caij so no vim yog tus nqi siab dua, lwm qhov kev tshawb fawb tsis ntev los no tau hais.

Ntxiv ntawm Nyiaj Txiag:
Ntau tus neeg Asmeskas tab tom tapping yuav tam sim no, them cov kev pabcuam tom qab
Cov kauj ruam no tuaj yeem pab koj daws qhov teeb meem credit card nuj nqis
Cov neeg Amelikas tam sim no tsis tshua muaj peev xwm ua siab dav rau kev nqa tawm

Ntau tus neeg siv khoom kuj tau txais lub taub hau pib raws li qhov tshwm sim. Ntau tshaj 1 ntawm 10 tau pib muag khoom ua ntej pib lub Cuaj Hli, thiab ib nrab ntawm cov neeg yuav khoom hnub so npaj pib ua ntej Halloween, Bankrate pom.  

Ted Rossman, Bankrate tus kws tshuaj ntsuam xyuas kev lag luam laus hais tias "Hnub so yuav zoo li txawv xyoo no nrog kev nce nqi ntawm 40 xyoo siab.

"Kev pib ua ntej tuaj yeem pab tau vim tias nws muab sijhawm rau koj los nthuav tawm koj cov nyiaj tau los thiab nrhiav qhov zoo tshaj plaws deals," nws hais ntxiv.

Txawm li cas los xij, 65% ntawm cov neeg siv khoom tsis muaj nyiaj tso tseg rau cov kev yuav khoom no, thiab 27% hais tias kev yuav khoom hnub so yuav ua rau muaj kev nyuaj siab.

Lwm 27% kuj tau hais tias lawv yuav mus rau hauv nuj nqis muas khoom plig, suav nrog qee tus uas npaj yuav siv tam sim no, them nyiaj tom qab rau lawv cov kev yuav khoom thiab lwm tus uas yuav tau them lawv daim npav rho nyiaj dhau sijhawm, raws li Bankrate.

4 txoj hauv kev kom txuag tau nyiaj so koobtsheej khw

Shoppers flock to online buy now, pay later programs

Tus kws tshaj lij nyiaj txuag Andrea Woroch muab plaub lub tswv yim no los pab ua kom cov hnub so pheej yig dua:

  1. Pib mus yuav khoom tam sim no kom nthuav tawm cov nuj nqis. "Tsuas nco ntsoov tias koj tab tom siv khoom plig taug qab app zoo li Santa Lub Hnab uas koj tuaj yeem khaws tab ntawm qhov koj tau yuav thiab rau leej twg koj tau yuav khoom plig coj mus txog hnub so thiab ntau npaum li cas koj tau siv yog li koj. tuaj yeem nyob ntawm pob nyiaj siv, "Woroch hais.
  2. Yog tias koj twb tau ua qee qhov kev yuav khoom, snap duab ntawm koj daim ntawv txais nyiaj siv ib qho app zoo li Fetch Rewards kom tau txais cov ntsiab lus zoo rau daim npav pub dawb ntawm cov khw muag khoom xws li AmazonTarget or Walmart Txhawm rau them nyiaj rau yav tom ntej kev yuav khoom lossis txawm tias muab khoom plig, Woroch tau hais. Koj tseem tuaj yeem khwv tau nyiaj rov qab rau kev xaj online nrog Cently lossis CouponCabin.com, uas muaj ib qho app dawb, nrog rau qhov browser txuas ntxiv.
  3. Yog tias koj tsim nyog, Woroch pom zoo kom thov daim npav tshiab nrog rau npe nyiaj ntxiv lossis nyiaj rov qab. Nws tau hais tias "Koj tuaj yeem ua qhov tseem ceeb khwv tau nyiaj pub dawb los tso rau kev txuag nyiaj so koobtsheej los ntawm kev ua kom zoo dua ntawm cov kev pabcuam no," nws hais. (CNBC's xaiv muaj tag nrho roundup ntawm lub daim npav zoo tshaj plaws rau kev yuav khoom hnub so.)
  4. Nrhiav lwm txoj hauv kev los txiav rov qab. "Xav txog seb koj tuaj yeem txo koj cov nyiaj siv txhua hli los ntawm kev txheeb xyuas koj cov nuj nqis - nws muaj lub sijhawm zoo uas koj them rau yam koj tsis xav tau," nws hais. Subscriptions yog qhov chaw zoo pib. Cov neeg feem coob tau tawm ntau ntau dua li qhov lawv xav txog kev pabcuam streaming thiab lwm yam kev siv nyiaj rov ua dua (los yog txawm them rau ib tug subscription lawv tsis siv lawm).

Sau npe yuav CNBC hauv YouTube.

Tau qhov twg los: https://www.cnbc.com/2022/09/08/inflation-fears-spur-shoppers-to-get-early-jump-on-year-end-holidays.html