Raws li ib feem ntawm peb cov yeeb yaj kiab uas peb nug cov kws lag luam tseem ceeb thiab cov khoom vaj khoom tsev muaj txiaj ntsig zoo rau lawv cov khoom lag luam vaj tsev tam sim no, peb tau tham nrog Nadia Evangelou, tus kws tshaj lij nyiaj txiag laus thiab tus thawj coj ntawm kev kwv yees ntawm National Association of Realtors.
National Association ntawm cov vaj tse
Kev them nqi vaj tsev nyob crunch nyob ntawm no - nrog cov nqi tsev qiv ntawv txuas ntxiv nce (saib cov nqi qis tshaj uas koj tuaj yeem tsim nyog rau ntawm no) tib lub sij hawm uas cov nqi vaj tse ua. Yog li - raws li ib feem ntawm peb series qhov twg peb nug cov kws lag luam tseem ceeb thiab cov khoom vaj khoom tsev uas lawv tau txais ntawm kev lag luam vaj tsev tam sim no - peb tau tham nrog Nadia Evangelou. Nws yog tus kws tshaj lij nyiaj txiag laus thiab tus thawj coj ntawm kev kwv yees ntawm National Association of Realtors (NAR), thiab tsom mus rau cov kev lag luam hauv cheeb tsam thiab hauv zos, suav nrog cov teebmeem ntawm kev hloov pauv pej xeem thiab cov qauv kev tsiv teb tsaws chaw. Nws kuj tseem tshwj xeeb hauv kev tshawb fawb thiab kev tshuaj xyuas ntawm cov tsev nyob hauv zos muaj peev xwm them taus thiab cov kev daws teeb meem kom nce cov khoom vaj khoom tsev. Ntawm no yog nws cov kev xav ntawm lub tsev lag luam tam sim no.
Qhov kev pom zoo yog rau cov nqi tsev qiv nyiaj yuav nce ntxiv
Cov nqi tsev qiv nyiaj rau 30 xyoo tas li tau txais kwv yees li 6% thaum Lub Rau Hli, nce los ntawm me ntsis ntau dua 3% ib xyoos dhau los, raws li cov ntaub ntawv Bankrate. Kev nce siab yuav nce mus ntxiv, hais Evangelou, tsuas yog tsis nyob ntawm qhov nrawm nrawm li ntawd: "Kuv tsis xav tias yuav pom qhov nce ntxiv uas kev lag luam tau ntsib hauv lub Peb Hlis thiab Plaub Hlis. Nws zoo nkaus li tias cov nqi tsev qiv nyiaj twb tau luv nqi hauv qee qhov cuam tshuam ntawm Fed tus nqi nce tom ntej, "hais Evangelou.
Qee tus neeg yuav khoom yuav xav xav txog ARM
Muab qhov kev ua lag luam tam sim no, Evangelou hais tias qee tus neeg yuav khoom yuav tsum xav txog kev kho tus nqi qiv nyiaj es tsis txhob them tus nqi qiv nyiaj. "Yog tias lawv npaj yuav muag lossis rov them nyiaj rov qab rau 5 xyoo tom ntej, 5/1-xyoo ARM yuav ua rau muaj kev nkag siab ntau dua vim tias tus nqi ntawm cov no tseem qis dua 4.5%. Yog li, rau lub tsev nruab nrab tus nqi, cov nyiaj them nqi tsev txhua hli yog li $ 300 qis dua li cov nyiaj them rau 30 xyoo, ”Evangelou hais. Koj tuaj yeem pom cov nqi tsev qis tshaj plaws uas koj tuaj yeem tsim nyog rau ntawm no.
Muaj cov cim qhia tias kev ua lag luam txias
Ob qho kev nce nqi tsev qiv nyiaj thiab cov nqi tsev ua rau muaj kev pheej yig rau ntau tus neeg yuav khoom. "Yog li ntawd, kev muag khoom hauv tsev tam sim no tau poob rau plaub lub hlis dhau los. Kuv cia siab tias yuav txo qis dua ntawm kev muag khoom hauv tsev hauv lub hlis tom ntej, tshwj xeeb tshaj yog tom qab lub caij ntuj sov, ”Evangelou hais.
Thiab cov neeg yuav khoom tau txais nqi tawm ntawm lub khw. Txawm li cas los xij, tsis yog txhua tus neeg yuav khoom hauv tsev tuaj yeem them taus yuav cov tsev ntxiv no. Raws li Evangelou, cov neeg yuav khoom tau txais $ 75,000 tuaj yeem them taus txog 25,000 tsawg dua cov npe tam sim no piv rau Lub Ib Hlis.
Cov neeg yuav khoom hauv tsev yuav nce kev sib tw rau cov neeg yuav khoom thawj zaug
Nrog kev nce nqi tsev qiv nyiaj ua rau muaj kev pheej yig, ntau tus neeg xauj tsev thiab vim muaj cov khoom muag qis, cov nqi xauj tsev tau nce siab. "Rau cov neeg yuav khoom hauv tsev, qhov no txhais tau rau cov txiaj ntsig loj dua. Txawm li cas los xij, kev lag luam loj dua ntawm cov neeg yuav khoom hauv tsev ua rau muaj kev sib tw ua lag luam rau cov neeg yuav khoom hauv tsev thawj zaug. Kev tshawb fawb tau pom tias cov tuam txhab lag luam tuaj yeem tau txais ib feem tseem ceeb ntawm cov tsev uas yuav raug muag rau thawj zaug thiab cov neeg tau nyiaj tsawg dua, "hais Evanagelou.
Cov nqi tsev yuav nce ntxiv tab sis ntawm qhov qeeb qeeb
"Vim tias muaj vaj tse tsis txaus, cov nqi tsev yuav tsis poob rau xyoo 2022. Nco ntsoov tias thaum muaj vaj tse tsis txaus, cov nqi tsev tsis poob, qhov tseeb, cov nqi tsev tau nce txog 15% hauv lub Tsib Hlis, txawm tias cov nqi tsev qiv nyiaj yog kwv yees li ob. feem pua cov ntsiab lus siab dua ib xyoos dhau los, "hais Evangelou.
Cov khoom muag tau nce
Muaj kwv yees li 20,000 lub tsev ntxiv rau cov neeg yuav khoom tau txais $ 200,000. Evangelou hais tias "Txawm hais tias nws tau cog lus tias yuav pom ntau lub tsev muaj nyob rau hauv kev ua lag luam, xav tau cov tsev nkag mus ntxiv," Evangelou hais.
Tau qhov twg los: https://www.marketwatch.com/picks/im-the-director-of-forecasting-for-the-national-association-of-realtors-here-are-6-things-you-should-know- about-the-housing-market-now-01656706585?siteid=yhoof2&yptr=yahoo