As kev nqis peev platforms, Charles Schwab thiab Fidelity ua rau kev sib piv txiv apples-rau-apples. Ob leeg yog cov tuam txhab lag luam ntev ntev nrog keeb kwm ntawm kev tswj nyiaj txiag, kev qhia tus kheej thiab kev muag khoom muag. Ob leeg tau qhia txog kev lag luam online hauv daim ntawv thov thiab cov vev xaib. Thiab ob qho tib si muab tag nrho cov kev pabcuam platform nrog ntau yam khoom muaj nqis thiab cov ntaub ntawv muaj rau ib tus neeg ua lag luam. Koj qhov kev xaiv ntawm tus brokerage tuaj yeem cuam tshuam loj rau koj cov nyiaj txiag mus sij hawm ntev. Xav txog tham nrog tus kws pab tswv yim nyiaj txiag txog nws.
Fidelity vs. Charles Schwab: Nqi
Feem ntau muaj plaub hom nqi uas ib qho kev nqis peev hauv online yuav them:
Cov Nqi Lag Luam: tej tsau nqi txuas rau txhua qhov kev lag luam uas koj ua. Qhov no feem ntau yuav yog tus nqi qis lossis qhov hu ua "kev sib kis," thaum koj tus broker tsub koj raws li qhov sib txawv ntawm qhov kev yuav khoom thiab tus nqi muag khoom.
Trading Commissions: Qhov no yog thaum tus broker yuav them koj rau txhua qhov kev lag luam koj ua raws li feem pua ntawm qhov ntim lossis tus nqi ntawm txhua qhov kev lag luam.
Cov Nqi Ua Haujlwm: Txhua tus nqi uas tus broker tsub rau koj tsis ua lag luam, xws li khaws nyiaj hauv ib tug brokerage account.
Tsis-Trading / Lwm Cov Nqi: Txhua daim ntawv ntawm tus nqi rau kev siv lub platform no tsis tau them rau saum toj no. Piv txwv li, tus brokerage yuav them koj rau kev tso nyiaj rau hauv koj tus as khauj, rho nyiaj tawm ntawm nws lossis kos npe rau cov kev pabcuam ntxiv.
Fidelity thiab Charles Schwab yog qhov zoo sib xws thaum nws los txog rau tus nqi. Ob lub platforms pub dawb trading rau cov khoom lag luam thiab cov nyiaj sib pauv hloov pauv (ETFs). Ob leeg them $ 0.65 ib daim ntawv cog lus rau kev sib cog lus kev xaiv kev lag luam thiab kwv yees li $ 50 ib qho kev sib pauv rau kev sib koom ua lag luam nyiaj tsis nyob hauv lub platform daim ntawv tsis muaj nqi. Txawm li cas los xij, txhua lub platform muaj ntau txhiab nyiaj pub dawb rau kev sib koom ua lag luam.
Ob lub platform tsub tsis tau them tus nqi lossis tsis yog tus lag luam rau kev siv yooj yim (cov haujlwm xws li tso nyiaj lossis rho nws). Charles Schwab them nqi rau qee yam tsis tshua muaj nuj nqi lossis tsis xws li kev siv nyiaj, xws li chaw hloov tsheb, xa rov qab ACH hloov tsheb, nqi them xaim thiab muab ntawv pov thawj daim ntawv pov thawj. Thaum Fidelity muaj cov yam ntxwv nyob deb tshaj xoom-nqi tshaj Charles Schwab, cov neeg siv yuav tsum tau xav txog qhov lawv yuav tau thov ib daim ntawv ua pov thawj lossis ntawv xa hluav taws xob ntau npaum li cas.
Ob lub platforms muab kev pabcuam broker. Fidelity ntxiv $19.95 rau ib qho kev lag luam rau qhov kev pabcuam no, thaum Charles Schwab tsub nqi $25. Ob lub platforms kuj muaj nkag mus rau cov kws pab tswv yim nyiaj txiag, online lossis los ntawm lub tuam txhab cov khw muag khoom, rau tus nqi ntxiv. Cov nqi tshwj xeeb cuam tshuam nrog kev qhia nyiaj txiag sib txawv.
Fidelity vs. Charles Schwab: Kev Pab & Nta
Fidelity muaj ib qho kev lag luam platform uas nws khiav hauv nws cov hom tseem ceeb. Qhov no siv tau ob qho tib si los ntawm lub tuam txhab lub vev xaib thiab nws cov app, Fidelity Investments. Charles Schwab muaj ob lub lag luam kev lag luam. Thawj yog muab tsuas yog raws li Schwab hom. Qhov thib ob yog hu ua StreetSmart. Raws li nrog Fidelity, ob lub platforms muaj los ntawm lub vev xaib thiab mobile app.
Raws li cov nqi, Schwab thiab Fidelity muaj cov kev pabcuam dav dav zoo sib xws. Ob leeg tso cai rau koj mus pauv yuav luag tag nrho cov khoom vaj khoom tsev loj, suav nrog cov khoom lag luam, ETFs, kev xaiv thiab kev sib nrig sib nyiaj. Txhua lub platform kuj muab ntau txhiab nyiaj tsis muaj nqi sib koom. Schwab thiab Fidelity muaj ntau txhiab nyiaj los xaiv los ntawm.
Txhua tus muaj me ntsis ntug ntawm lwm yam hauv cov khoom vaj khoom tsev niche raws li Charles Schwab txhawb kev lag luam yav tom ntej (uas Fidelity tsis), thaum Fidelity txhawb nqa. ncaj qha forex trading (uas Charles Schwab tsis ua). Txawm li cas los xij, nws tsis zoo li qhov no yuav cuam tshuam rau cov neeg lag luam nruab nrab, vim tias ob qho tib si yav tom ntej thiab cov nyiaj txawv teb chaws yog qhov hloov pauv, cov cuab yeej cuab tam muaj kev pheej hmoo siab uas kos ob peb tus neeg lag luam muag khoom. Raws li lub sijhawm sau ntawv no, ob lub platform tsis txhawb nqa direct peev hauv cryptocurrency.
Ob lub platform no muaj ntau yam ntaub ntawv thiab kev tshuaj xyuas. Cov tub ua lag luam tuaj yeem nrhiav cov ntaub ntawv ua lag luam xws li cov nqi keeb kwm, cov txheeb cais tseem ceeb thiab cov cim qhia kev rov qab mus rau lub neej ntawm ib qho khoom vaj khoom tsev. Qhov no suav nrog robo-cov lus qhia, uas tso cai rau koj los nqis peev hauv AI-tsav portfolios raws li qhov koj tau xaiv ua ntej. Charles Schwab thiab Fidelity muab cov kev pabcuam no pub dawb ntawm cov nqi qis dua $ 10,000. Txawm li cas los xij, Charles Schwab xav tau $ 5,000 qhov peev tsawg kawg nkaus los siv lawv li.
Ob leeg Charles Schwab thiab Fidelity muab cov xov xwm thiab tshuaj ntsuam tag nrho. Los ntawm lawv cov neeg siv platform tuaj yeem nrhiav tsis tau tsuas yog cov ntaub ntawv teeb tsa rau txhua qhov cuab tam lawv saib, tab sis cov ntaub ntawv ua lag luam, cov ntaub ntawv dawb thiab cov ntaub ntawv txheeb xyuas pab txhua tus mob siab rau pab lawv txiav txim siab txog nyiaj txiag zoo dua. Thaum cov ntaub ntawv muaj los ntawm ob lub tuam txhab tau txais txiaj ntsig zoo, Charles Schwab kev pom zoo tau suav tias feem ntau muaj cov khoom lag luam zoo. Cov neeg siv rau leej twg lag luam kev txheeb xyuas tseem ceeb yuav tsum xav txog qhov no kom zoo thaum xaiv lub platform.
Thaum kawg, Charles Schwab thiab Fidelity feem ntau muab tib hom nyiaj. Thaum nws los txog nyiaj lausTxawm li cas los xij, ob qho tib si Fidelity thiab Schwab ntaus rau txhua qhov kev xaiv loj. Cov no suav nrog rollover, tsoos thiab Roth IRAs, tau txais IRAs, cov nyiaj laus ua haujlwm rau tus kheej, thiab cov nyiaj laus ua lag luam me. Lawv kuj tseem muab cov nyiaj xyoo, nyiaj pov hwm lub neej thiab tso nyiaj thiab nyiaj txiag.
Fidelity vs. Charles Schwab: Online & Kev Txawj Txawb
Kev ncaj ncees yog, los ntawm thiab loj, yooj yim siv dua Charles Schwab. Lub Fidelity Mobile App tau npaj zoo thiab siv tau yooj yim. Nws tau tsim kom meej meej tsim nrog tus neeg ua lag luam nruab nrab hauv siab, raws li lub interface tseem ceeb cov ntaub ntawv tseem ceeb ntawm ib qho screen. Piv txwv li, tus neeg siv tus kheej kev nqis peev ua lag luam thiab cov khoom lag luam tseem ceeb ntawm cov khoom lag luam feem ntau yog tswj hwm lub app lub tsev tshuaj ntsuam. Cov npe khoom vaj khoom tsev sib piv tau yooj yim rau kev taw qhia, thiab xaiv cov khoom vaj khoom tsev coj cov ntaub ntawv qhia txog tus nqi meej thiab kev xaiv yuav los yog muag. Qhov no muaj qhov tsim txiaj ntawm kev ua kom cov app no streamlined ntau dua li ntau ntawm nws cov neeg sib tw, txawm li cas los xij, nws tseem nyiam faus Fidelity app cov yam ntxwv zoo dua tom qab cov khaubncaws sab nraud povtseg.
Cov paub txog cov tub luam yuav pom tau tias lawv yuav tsum ua haujlwm nyuaj me ntsis kom thiaj paub cov cim qhia nyuab lossis cov tswv yim lag luam nyuaj. Lawv tseem yuav pom tias, yuav ua raws li kev txo cov nyom, qhov app ntawm Fidelity txhawb kev ua haujlwm tsawg dua li Charles Schwab app thaum nws los tsim koj tus kheej cov ntaub ntawv poob lawm. Nws yog qhov nyuaj me ntsis los tsim koj tus kheej kev sib piv siv ntau yam cuab tam los yog cov ntsuas uas, dua yuav ua rau pom kev ntxhov siab rau cov tub luam uas muaj kev paub ntau dua.
Txawm li cas los xij, Charles Schwab trading platform tuaj yeem ua rau cov neeg lag luam tshiab lossis tsis muaj kev paub dhau los. Qhov no yog qhov tseeb tshwj xeeb thaum nws los txog rau Schwab's All-In-One Trade Ticket. Lub platform yog tsim los rau kev lag luam feem ntau los ntawm qhov screen no, uas tso cai rau koj pom tag nrho cov kev lag luam hauv ib qho chaw ua ntej koj ua lawv. Qhov no yog cov cuab yeej muaj txiaj ntsig zoo rau cov tub lag luam uas muaj kev paub dhau los, vim tias hom 30,000-taw saib ntawm koj cov kev lag luam niaj hnub tuaj yeem muaj txiaj ntsig zoo. Cov tub ua lag luam tshiab, ntawm qhov tod tes, yuav pom phab ntsa ntawm cov ntaub ntawv thiab cov kev xaiv uas yuav zoo li daunting.
Fidelity vs. Charles Schwab: Koj Yuav Xaiv Qhov twg?
Nws yog ib qho tseem ceeb kom nco ntsoov thaum pib hais tias ob qho tib si Fidelity thiab Charles Schwab muaj qhov zoo heev, tag nrho cov kev pabcuam kev lag luam. Ua tus tub ua lag luam koj yuav ua qhov zoo twg ntawm cov kev xaiv koj xaiv.
Cov tub ua lag luam tshiab, lossis cov tub ua lag luam xws li tsis xav tawm tsam qhov kev kawm nkhaus, yuav nyiam Fidelity lub platform. Cov layout thiab tsim pab inexperienced investor kom nkag siab txog lawv cov kev xaiv yooj yim dua li Schwab's. Qhov no tsim ib puag ncig uas koj tuaj yeem tsim kev paub thaum koj ua lag luam.
Cov neeg txawj ua lag luam ntau dua yuav xum Charles Schwab. Lub platform no txhawb nqa ntau dua ntawm kev kho kom haum rau hauv nws cov ntaub ntawv teeb tsa thiab muaj ntau ntau cov kev soj ntsuam zoo uas tuaj yeem pab txhawb koj txoj kev ua lag luam. Cov tub ua lag luam uas xav tau tiag tiag nyob hauv cov nroj ntawm lub khw yuav pom tias lub platform no muaj ntau cov cuab yeej ntau, tshwj xeeb los ntawm hom StreetSmart. Qhov kev sib txuam ntau dua ntawm lub platform no yog qhov kev sib pauv rau nws qhov tob tseem ceeb ntxiv.
kab hauv qab
Fidelity thiab Charles Schwab yog ob qho kev xaiv zoo rau cov tub lag luam online. Koj tsis tuaj yeem mus tsis ncaj ncees lawm. Txawm li cas los, qhov ntau active los yog sophisticated investor tej zaum yuav nyiam Charles Schwab qhov ntau dua ntawm cov cuab yeej thiab cov ntaub ntawv txheeb xyuas. Ntau cov tub ua lag luam xws li yuav muaj kev paub zoo dua nrog Fidelity's streamlined user interface thiab intuitive mus kom ze. Nco ntsoov tias ob qho tib si Charles Schwab thiab Fidelity muab cov kev pabcuam hauv tus kheej xws li kev tawm tswv yim thiab lwm yam kev pabcuam broker. Qhov twg yog qhov koj ua lag luam nrog, xyuas kom tseeb tias koj thawj zaug muaj kev npaj nyiaj txiag los coj koj kev nqis peev.
Cov tswv yim nqis peev
xav txog tham nrog tus kws pab tswv yim nyiaj txiag hais txog koj txoj kev npaj nyiaj txiag thiab kev nqis peev. Nrhiav ib tus kws pab tswv yim nyiaj txiag tsim nyog tsis tas yuav nyuaj. SmartAsset lub cuab yeej pub dawb phim koj nrog txog peb tus kws pab tswv yim nyiaj txiag uas ua haujlwm rau koj cheeb tsam, thiab koj tuaj yeem xam phaj koj tus kws pab tswv yim sib tw yam tsis tau them nqi los txiav txim seb qhov twg yog qhov zoo rau koj. Yog tias koj npaj mus nrhiav tus kws pab tswv yim uas tuaj yeem pab koj ua tiav koj cov hom phiaj nyiaj txiag, tau pib tam sim no.
Rau kev dhia dej tob dua, tshawb xyuas SmartAsset tus neeg tshuaj xyuas ntawm ob qho tib si Charles Schwab thiab fidelity. Cov no tuaj yeem pab teb cov lus nug tshwj xeeb uas koj muaj.
Duab credit: ©iStock.com/Sitthiphong, ©iStock.com/Delmaine Donson, ©iStock.com/franckreporter
Tus ncej Fidelity vs. Charles Schwab: Qhov Twg Zoo Tshaj? tshwm sim thawj zaug SmartAsset Blog.
Tau qhov twg los: https://finance.yahoo.com/news/im-looking-well-established-long-140052843.html