Rau cov niam txiv twb tau siv nyiaj txiag los them cov khoom noj thiab roj av, kev khaws cov khoom siv hauv tsev kawm ntawv yuav nyuaj me ntsis rau xyoo no.
Matt Schulz, tus thawj kws tshuaj ntsuam xyuas credit ntawm LendingTree hais tias "Kev yuav khoom rov qab rau tsev kawm ntawv muaj kev ntxhov siab txawm tias nyob rau lub sijhawm kev lag luam zoo tshaj plaws,"
Nws hais ntxiv tias "Nrog kev nce nyiaj nce ntxiv thiab cov khoom lag luam teeb meem txuas ntxiv mus, cov no tsis yog lub sijhawm zoo tshaj plaws," nws hais ntxiv. "Ntau tsev neeg yuav tsum tau ua qee qhov kev txi tiag tiag thiab muaj qee qhov kev sib tham tsis xis nyob rau lub caij yuav khoom tom tsev kawm ntawv."
Ntxiv ntawm Nyiaj Txiag:
Kev ntxhov siab txog kev poob nyiaj txiag vim kev nce nqi txo kev siv zog
Cov credit card tshuav nyiaj li cas dhia raws li kev nce nyiaj nce siab dua cov nyiaj hli loj hlob
Qhov kev poob nyiaj txiag yuav txhais li cas rau koj
Cov tsev neeg twb tau tawm tsam lub caij no thaum tus nqi nce, ntau qhov kev tshawb fawb tsis ntev los no qhia.
Hauv 2022, tag nrho cov kev siv nyiaj rov qab mus rau tsev kawm ntawv yuav tsum sib npaug xyoo tas los cov ntaub ntawv siab ntawm $ 37 billion, raws li National Retail Federation. Cov tsev neeg nrog cov menyuam yaus nyob rau theem pib mus txog theem siab txoj kev npaj siv nyiaj nruab nrab ntawm $ 864 ntawm cov khoom siv hauv tsev kawm ntawv, $ 168 ntau dua xyoo 2019, NRF pom.
Kuj tseem muaj chav wiggle tsawg dua thaum nws los txog rau cov khoom xav tau, lossis tsawg kawg nws feem ntau xav li ntawd. Matthew Shay, NRF tus thawj tswj hwm thiab CEO tau hais tias "Cov tsev neeg xav txog cov khoom siv rov qab mus rau tsev kawm ntawv thiab tsev kawm qib siab yog ib pawg tseem ceeb,"
Cov neeg yuav khoom ntawm Walmart hauv Houston thaum Lub Yim Hli 4, 2021.
Brandon Tswb | Cov duab Getty
Ib daim ntawv tshaj tawm cais los ntawm Deloitte pom tias 37% ntawm cov niam txiv yuav siv ntau xyoo no - txog li $ 661 rau ib tus menyuam.
Txawm li cas los xij, 75% ntawm cov niam txiv yog ntxhov siab txog kev them nyiaj tab, nce 12% ntawm xyoo tas los, raws li LendingTree.
Ntau tshaj li ib feem peb, lossis 37%, ntawm cov niam txiv uas muaj menyuam yaus hnub nyoog kawm ntawv tau hais tias lawv yog tsis muaj peev xwm them rov qab rau tsev kawm ntawv vim muaj kev nce nqi, thiab ze li ib nrab hais tias lawv yuav noj cov nuj nqis yuav khoom rau lawv cov menyuam, lwm txoj kev tshawb fawb los ntawm Credit Karma pom.
Yuav ua li cas txuag cov khoom siv rov qab rau hauv tsev kawm ntawv
Yog tias koj tsim nyog, Harzog kuj pom zoo kom thov daim npav tshiab nrog rau npe nyiaj ntxiv lossis muab ib qho 0% ntawm APR rau 12 mus rau 21 lub hlis thiab tom qab ntawd them nws tawm ntawm lub xyoo yam tsis muaj nqi paj.
"Qhov ntawd yog qhov yeej zoo dua yog tias koj ua me ntsis kev tawm tswv yim," nws hais.
Txwv tsis pub, sib pauv cov khoom siv maj mam nrog cov neeg nyob ze, Harzog, uas feem ntau muab thiab tau txais cov tsho tiv no lub caij ntuj no, qhia.
Raws li txoj cai dav dav, tsuas yog yuav yam koj xav tau tam sim no, qhia Julie Ramhold, tus kws tshuaj xyuas neeg siv khoom ntawm DealNews.com.
Cov tub ntxhais kawm yuav tau pib xyoo kawm ntawv nrog phau ntawv, cov ntawv khi, ntawv, cwjmem thiab xaum, tab sis lwm yam kev yuav khoom, xws li lub hnab ev ntawv tshiab lossis lub thawv noj su, tuaj yeem muab tso tawm kom txog thaum lawv mus muag.
Yog tias koj tsis xav tau lub laptop tshiab lossis lub mloog pob ntseg tam sim ntawd, Ramhold xav kom tos txog hnub Labor Day lossis Dub Friday thaum cov nyiaj cheb ntawm hluav taws xob yuav ntau dua.
Tus nqi taug qab browser txuas ntxiv xws li Camelcamelcamel lossis Keepa tuaj yeem pab ua kom lub qhov muag ntawm tus nqi hloov pauv thiab ceeb toom koj thaum tus nqi poob.
Tom qab ntawd, siv lub vev xaib nyiaj rov qab zoo li CouponCabin.com kom tau nyiaj rov qab los ntawm kev yuav khoom hauv online, suav nrog cov khoom siv rov qab mus rau tsev kawm ntawv los ntawm Target, Walmart thiab Macy's.
Ramhold tau hais tias "Txawm tias nws yog qhov zoo, mus rau nws," Ramhold hais.
Tau qhov twg los: https://www.cnbc.com/2022/08/03/how-to-save-on-back-to-school-supplies-amid-inflation.html