Lub sijhawm pib siv lub zog ntawm kev sib xyaw yog hnub no. Tsis nco qab koj qhov kev ua tau zoo yav dhau los thiab ua haujlwm ntawm kev ua kom poob qis thaum koj tsim koj cov ntaub ntawv thiab tsim cov khoom rov qab.
Albert Einstein tau txais txiaj ntsig los ntawm kev hais tias, "Cov paj laum yog qhov kev xav thib yim ntawm lub ntiaj teb. Tus uas nkag siab nws khwv tau nws, tus uas tsis them nws." Benjamin Franklin piav txog kev sib sau ua ke: "Nyiaj ua tau nyiaj. Thiab cov nyiaj uas tau txais nyiaj txiag. "
Ib qho piv txwv uas kuv nyiam tshaj plaws ntawm kev sib xyaw yog tias yog $ 24 uas tau siv los yuav cov kob ntawm Manhattan los ntawm Pawg Lenape hauv 1626 tau nqis peev rau hauv daim ntawv cog lus ntawm 8%, nws yuav muaj nqis txog $ 44 trillion hauv 2023.
Yog tias koj xav tau kev kwv yees kwv yees li cas nrawm nrawm yuav loj hlob koj cov nyiaj, ces siv Txoj Cai 72. Yog tias koj faib 72 los ntawm kev xa rov qab koj vam tias yuav khwv tau, tus lej ntawd muab rau koj kwv yees pes tsawg xyoo nws yuav siv rau koj cov peev txheej. rau ob npaug. Piv txwv li, khwv tau 6% rov qab txhua xyoo yuav muab koj cov nyiaj ob npaug hauv li 12 xyoo (72 faib los ntawm 6). Yog tias koj khwv tau 12% rov qab txhua xyoo, ces koj yuav ua ob npaug koj cov nyiaj hauv tsuas yog rau xyoo.
Compounding profits yog dab tsi tau ua rau feem ntau ntawm cov hmoov zoo nyob rau hauv keeb kwm, tab sis nws yog ib tug tsis to taub tshwm sim, thiab ntau cov tub ua lag luam tsis siv nws zoo.
Cov tub ua lag luam feem ntau xav tias kev sib xyaw tsuas yog siv rau kev yuav thiab tuav ib qho khoom lag luam xwb. Warren Buffet yog qhov zoo tshaj plaws-paub piv txwv ntawm txoj hauv kev no. Nws tau yuav thiab tuav cov npe xws li Coca-Cola (KO) thiab Apple (AAPL) thiab tau txais txiaj ntsig zoo los ntawm kev sib xyaw ua ke.
Lub Secret rau Compounding
Nov yog qhov zais cia rau kev sib xyaw ua ke uas tib neeg feem ntau saib - koj tuaj yeem tau txais txiaj ntsig los ntawm nws txawm tias koj tsis muaj hmoo txaus los yuav cov khoom lag luam zoo thiab tuav nws ntau xyoo. Kev xaiv peev zoo pab tau, tab sis kev sib xyaw ua ke yuav ua haujlwm rau koj yog tias koj khaws koj cov nyiaj nyob ze lawv qhov siab thiab tsis tu ncua tuaj yeem tsim cov txiaj ntsig zoo. Koj tuaj yeem ua qhov no nrog ib qho khoom lag luam zoo li Buffett, lossis koj tuaj yeem ua qhov no nrog ntau ntau cov khoom lag luam thiab kev lag luam luv luv.
Qhov kev pheej hmoo tseem ceeb ntawm kev yuav-thiab-tuav nqis peev yog tias koj nyob rau hauv qhov khoom vaj khoom tsev tsis raug. Compounding ua haujlwm tawm tsam koj yog tias koj tuav lub cuab tam tsis raug. Qhov laj thawj uas tsawg tus neeg tuaj yeem luam tawm qhov uas ib tus neeg nyiam Buffett ua yog tias lawv ua txoj haujlwm tsis zoo ntawm kev nrhiav cov khoom lag luam uas yuav ua rau muaj txiaj ntsig zoo rau ntau xyoo lawm. Nws yog ib qho nyuaj tshaj plaws los ua hauv kev nqis peev, thiab yog vim li cas thiaj li muaj tsawg tus neeg uas dhau los ua neeg nplua nuj ua nws.
Tsis yog sim nrhiav ib qho ntawm cov khoom lag luam tsawg heev uas yuav yog kev nqis peev zoo rau ntau xyoo lawm, qhov kev pheej hmoo tsawg dua rau kev sib xyaw yog kom tsis txhob thim cov peev thiab kom paub tseeb tias cov khoom muaj nqis uas koj tuav nyob ze rau qhov siab li sai tau.
Nrog rau ib lub txhab nyiaj hauv txhab nyiaj, cov nyiaj koj nqis peev tsis nqis mus rau hauv tus nqi, tab sis qib ntawm cov nyiaj rov qab yuav raug txwv. Nrog cov khoom lag luam, yeej ib txwm muaj kev pheej hmoo ntawm volatility thiab poob. Qhov ntawd yog qhov yuav tua cov nyhuv compounding yog tias nws kav ntev heev. Txawm li cas los xij, yog tias koj tsim cov nyiaj rov qab muaj zog nrog kev txo qis rau lub sijhawm ntev, ces koj yuav tau txais txiaj ntsig zoo los ntawm kev sib xyaw.
Qhov teeb meem tseem ceeb ntawm no yog xav txog koj cov peev txheej ntawm cov khoom lag luam raws li ib qho cuab tam. Koj cov ntaub ntawv pov thawj yog qhov sib npaug ntawm Buffett kev nqis peev hauv ib qho khoom lag luam. Kev sib sau ntawm tag nrho koj cov khoom lag luam thiab kev ua lag luam tuaj yeem raug saib raws li qhov sib npaug ntawm kev tuav ib qho khoom lag luam, xws li Apple (AAPL) Qhov kev hloov pauv hauv kev tsom xam yuav tsum tau ua haujlwm hnyav. Nws xav kom koj tswj hwm cov khoom vaj khoom tsev ntawm kev ua lag luam nquag thiab kom paub tseeb tias qhov kev poob qis qis qis thiab koj cov peev ua tau zoo rov qab.
Txhim Kho Koj Cov Rov Qab
Thaum kawg txhua yam tseem ceeb yog tias cov ntaub ntawv khaws cia tseem nyob ze nws qhov siab thiab ua rau qee qhov kev rov qab los rau lub sijhawm ntev ntawm xyoo. Qhov tseeb tias koj yuav tau ua ntau txhiab kev lag luam hauv ntau pua cov khoom lag luam tsis txwv lub zog ntawm kev sib xyaw. Nws tuaj yeem txhim kho koj cov nyiaj rov qab. Txawm tias cov khoom lag luam zoo li Apple raug kev poob qis ntawm 50% lossis ntau dua ntawm lawv txoj kev nce siab ntau xyoo. Nws muaj peev xwm txo qis volatility los ntawm kev lag luam nquag heev yog tias qhov ntawd yog qhov tseem ceeb.
Tsis yog tsuas yog sim nrhiav ob peb cov khoom lag luam zoo los tuav, tsom mus rau ua tib zoo tswj cov khoom koj tuav. Cov uas tsis pab khaws koj tus as-qhauj nyob ze yuav raug tshem tawm, thiab cov uas pab nws loj hlob sai yog ntxiv. Yog tias koj ua qhov no ua tau zoo, koj cov cuab yeej cuab tam yuav loj hlob, thiab cov txiaj ntsig sib xyaw yuav zoo dua li qhov nyiam los ntawm kev tuav lub sijhawm ntev heev.
Pom tseeb, txoj hauv kev no yog kev ua haujlwm ntau dua li nrhiav tau ib qho khoom lag luam zoo los tuav lub sijhawm ntev, tab sis nws kuj txo qhov kev pheej hmoo. Yog tias koj tus as khauj mus rau qhov tsis ncaj ncees lawm, koj txiav koj qhov kev poob, rov ua dua thiab nrhiav kom pom cov khoom lag luam uas yuav ua tau zoo dua yav tom ntej.
Cov neeg feem coob ua tsis tiav ntawm kev sib sau lawv cov peev nyiaj vim tias lawv thim nyiaj lossis raug kev txom nyem ntau dhau thiab tsis rov qab los. Lawv raug kev txom nyem loj thiab tom qab ntawd yuav tsum mus dhau txoj haujlwm tsis muaj txiaj ntsig tsuas yog rov qab mus rau qhov chaw uas lawv nyob. Xav txog koj cov ntaub ntawv pov thawj zoo li nws yog ib qho cuab tam uas koj yuav loj hlob ntawm tus nqi sib xyaw rau ntau xyoo.
Kev vam meej yuav-thiab-tuav nqis peev tsis muaj dab tsi ntau dua li siv lub zog ntawm kev sib xyaw. Cov tub lag luam nquag muaj nyob rau hauv txoj haujlwm zoo dua kom tau txais txiaj ntsig los ntawm kev sib koom ua ke ntau dua li yuav-thiab-tuav cov tub ua lag luam yog tias lawv ua nws yog.
(Apple yog tus tuav hauv Kev Ua Tes Taw Qhia Kev Koom Tes PLUS tus tswv cuab. Xav ceeb toom ua ntej AAP yuav lossis muag AAPL? Kawm ntxiv tam sim no.)
Tau txais email ceeb toom txhua zaus kuv sau ib tsab xov xwm txog Nyiaj Tiag. Nyem rau “+ Ua Raws” tom qab ntawm kuv kab ntawv rau kab lus no.
Tau qhov twg los: https://realmoney.thestreet.com/investing/how-to-build-great-wealth-with-the-power-of-compounding-16114604?puc=yahoo&cm_ven=YAHOO&yptr=yahoo