Yuav ua li cas kom tsis txhob muaj qhov phem tshaj cov nyiaj sib koom 1Q23

Lus Nug: Vim li cas thiaj muaj ntau qhov kev sib koom ua ke?

Teb: Kev tswj hwm kev sib koom ua ke tau txais txiaj ntsig, yog li Wall Street tsim ntau cov khoom muag.

Kuv leverage kuv lub tuam txhab cov ntaub ntawv txhawm rau txheeb xyuas ob tus chij liab uas koj tuaj yeem siv kom tsis txhob muaj qhov phem tshaj plaws:

1. Tus nqi siab

Cov nyiaj sib nrig yuav tsum pheej yig, tab sis tsis yog txhua tus ntawm lawv. Thawj kauj ruam yog los ntsuas qhov pheej yig txhais tau li cas.

Txhawm rau kom ntseeg tau tias koj tau them ntawm lossis qis dua tus nqi nruab nrab, tsuas yog nqis peev hauv cov nyiaj sib koom nrog tag nrho cov nqi txhua xyoo (TAC) qis dua 1.87%, qhov nruab nrab tag nrho cov nqi txhua xyoo ntawm 627 US equity Sector cov nyiaj sib koom kuv them. Qhov hnyav nruab nrab TAC qis dua ntawm 1.11%, uas qhia txog yuav ua li cas cov tub ua lag luam nyiam tso lawv cov nyiaj hauv cov nyiaj sib koom nrog cov nqi qis.

Daim duab 1 qhia tau hais tias Saratoga Financial Services Portfolio (SFPAX) yog cov khoom kim tshaj plaws kev sib koom ua ke thiab Fidelity Real Estate Index Fund (FSRNX) yog qhov kim tshaj plaws. Saratoga (SFPAX, SMBMX, SHPAX, STPAX, SFPCX) muab tag nrho tsib ntawm cov nyiaj sib koom ua ke kim tshaj plaws thaum Vanguard (VRTPX, VHCIX, VUIAX) cov nyiaj sib koom ua ke yog cov pheej yig tshaj.

Daim duab 1: 5 Feem ntau thiab Nqis Tsawg Sector Mutual Funds

Cov tub lag luam yuav tsum tsis txhob them tus nqi siab rau kev tuav pov hwm zoo. Vanguard Health Care Index Fund (VHCIX) yog qhov zoo tshaj plaws qeb duas kev sib koom ua lag luam hauv daim duab 1. VHCIX qhov kev ntsuam xyuas nruab nrab ntawm Kev Tswj Xyuas Kev Lag Luam thiab 0.12% tag nrho cov nqi txhua xyoo tau txais nws qhov kev ntsuam xyuas txaus nyiam. BlackRock Natural Resources Trust (MAGRX) yog qhov zoo tshaj plaws ranked sector kev sib nrig sib pab tag nrho. MAGRX qhov txaus nyiam Portfolio Management ntsuam xyuas thiab 1.14% tag nrho cov nqi txhua xyoo khwv tau nws qhov kev ntaus nqi txaus nyiam.

Txawm hais tias muaj tus nqi qis txhua xyoo ntawm 0.10%, Fidelity Real Estate Index Fund (FSRNX) tuav cov khoom tsis zoo thiab tau txais qhov ntsuas tsis zoo. Txawm tias pheej yig npaum li cas cov peev nyiaj sib koom, yog tias nws tuav cov khoom tsis zoo, nws qhov kev ua tau zoo yuav tsis zoo. Qhov zoo ntawm cov peev nyiaj sib koom ua ke tseem ceeb tshaj nws tus nqi.

2. Kev tuav pov hwm tsis zoo

Ib qho nyiaj sib koom ua ke muaj qhov hnyav dua hauv kev txiav txim siab tag nrho kev ua tau zoo dua li nws cov nqi. Yog li ntawd, zam kev tuav pov hwm tsis zoo yog qhov tseem ceeb tshaj plaws (thiab nyuaj tshaj plaws) ntawm kev zam kev sib koom nyiaj. Daim duab 2 qhia txog cov peev nyiaj sib koom ua ke hauv txhua qhov kev lag luam nrog cov kev tuav pov hwm phem tshaj plaws lossis kev tswj hwm kev lag luam.

Daim duab 2: Sector Mutual Funds with the Worst Holdings

Vanguard (VMIAX, VCDAX, VUIAX) thiab Fidelity (FRXMX, FIKEX, FONMX) tshwm sim ntau dua li lwm tus neeg muab kev pabcuam hauv daim duab 2, uas txhais tau hais tias lawv muab cov nyiaj sib koom ua ke nrog kev tuav pov hwm phem tshaj plaws.

Davis Real Estate Fund (DREYX) yog qhov phem tshaj qhov kev sib koom ua ke hauv daim duab 2 raws li kev kwv yees kwv yees tag nrho. Firsthand Technology Opportunities Fund (TEFQX), Fidelity Disruptive Medicine Fund (FRXMX), thiab Vanguard Utilities Index Fund (VUIAX) kuj tau txais qhov tsis txaus ntseeg kwv yees tag nrho cov qhab nia, uas txhais tau tias tsis yog lawv tuav cov khoom tsis zoo xwb, tab sis lawv kuj them nyiaj siab tag nrho txhua xyoo. tus nqi.

Qhov phom sij hauv

Kev yuav ib qho kev sib koom ua ke yam tsis tau txheeb xyuas nws cov kev tuav pov hwm yog zoo li kev yuav khoom tsis tau txheeb xyuas nws cov lag luam thiab nyiaj txiag. Txhawm rau muab qhov sib txawv, kev tshawb fawb txog kev tuav pov hwm kev sib koom tes yog qhov tsim nyog vim kev mob siab rau vim tias qhov kev sib koom ua ke ntawm kev ua tau zoo tsuas yog zoo li nws cov kev tuav pov hwm.

KEV PAB CUAM NTAWM MUTUAL FUND's HOLDINGS – FEES = PERFORMANCE OF MUTUAL FUND

Qhia tawm: David Trainer, Kyle Guske II, thiab Italo Mendonça tsis tau txais kev them nyiaj los sau txog cov khoom tshwj xeeb, ntu, lossis cov ntsiab lus.