WeLab, lub tuam txhab fintech unicorn pib nyob rau hauv Hong Kong, tab tom npaj tsim lub txhab nyiaj digital hauv Indonesia nyob rau ib nrab xyoo no, tom qab nws $ 240 lab daim ntawv cog lus los yuav cov tswj hwm hauv Bank Jasa Jakarta.
Txawm li cas los xij, Indonesia lub lag luam digital banking yuav nyuaj rau tawg, vim tias cov tuam txhab nyiaj ib txwm muaj thiab cov tuam txhab thev naus laus zis tau maj mus rau hauv kev lag luam loj hlob. Jenius los ntawm Indonesian bank BTPN yog thawj zaug, pib hauv 2016. Cov nyiam Blu los ntawm Bank Central Asia thiab Bank Jago, txhawb nqa los ntawm GoTo, ua raws.
Simon Loong, cofounder thiab CEO ntawm WeLab, ntseeg tias Indonesian digital banking lag luam muaj chaw loj hlob thiab kev sib tw hnyav yog qhov zoo rau kev ua lag luam. "Indonesia yog lub lag luam loj," Loong hais hauv kev sib tham video los ntawm kev pib ua haujlwm hauv Hong Kong. “Nws tsis yog kev ua lag luam yeej-yuav-tag nrho. Thiab hais txog kev lag luam digital, nws tseem nyob rau theem pib, yog li tsis muaj kev txhim kho thiab meej meej. "
Raws li Loong, WeLab nyiam nkag mus rau lub lag luam tshiab uas muaj ntau tus neeg ua si twb tau ua haujlwm lawm. Txawm hais tias muaj kev sib tw hnyav dua, nws ua rau kev qhia rau cov neeg siv khoom yooj yim dua thiab ua tau zoo dua li ntau tus neeg ua si ua ib yam.
Xyoo 2020, WeLab tau tsim nws thawj lub txhab nyiaj digital hauv Hong Kong, WeLab Bank, uas tam sim no muaj nyob ib ncig ntawm 150,000 cov neeg siv khoom. Lub txhab nyiaj cov khoom lag luam nrov tshaj plaws yog GoSave lub sij hawm tso nyiaj, qhov twg cov paj laum yuav siab dua yog tias muaj ntau tus neeg siv khoom koom nrog cov nyiaj tso nyiaj. Lub tuam txhab yuav muab cov khoom zoo sib xws rau cov tuam txhab digital digital hauv Indonesia.
WeLab twb muaj nyob rau hauv Indonesia. Nyob rau hauv 2018, nws tau tsim ib tug sib koom venture nrog tsheb distributor Astra International ua hauj lwm Maucash, ib tug online qiv app, uas tam sim no muaj ntau tshaj peb lab cov neeg siv. WeLab cov tswv lag luam kuj tseem muaj nyob hauv Indonesia. Allianz, piv txwv li, muaj ntau dua 650,000 cov neeg siv khoom raws li xyoo tas los.
"Yog li yav tom ntej, Indonesia yuav muaj cov qauv zoo ib yam li hauv Hong Kong, qhov chaw peb yuav muaj kev qiv nyiaj thiab lub txhab nyiaj digital. Peb yuav ua haujlwm ua ke nrog ib leeg thiab yuav muaj kev sib koom ua ke ntau, "Loong hais.
Kev lag luam digital hauv Indonesia tau nce siab, raws li tsab ntawv ceeb toom tsis ntev los no los ntawm lub tuam txhab sab laj McKinsey. Kwv yees li 78% ntawm cov neeg siv khoom Indonesian hauv nws daim ntawv ntsuam xyuas xyoo tas los yog cov neeg siv nyiaj hauv tuam txhab nyiaj digital, nce li ntawm 57% hauv 2017. Kev sib kis, nrog rau nws cov kev txwv kev sib raug zoo, tau txhawb nqa kev loj hlob ntawm digital banking, raws li 80% ntawm cov neeg teb cov lus nug. Lub hom phiaj los tswj lossis nce lawv kev siv mobile lossis internet banking dhau qhov kev sib kis.
"Nyob rau ob peb xyoos tom ntej no, peb yuav tsom mus rau kev tsim lub yias-Asian digital bank-thawj hauv Hong Kong, tam sim no Indonesia. Peb txuas ntxiv mus nrhiav lwm lub khw. Kuv xav tias muaj ob peb lub khw uas peb pom muaj kev txaus siab, "Loong hais tias, muab lub npe Thaib thiab Nyab Laj ua piv txwv.
WeLab tseem tab tom tsom mus rau pej xeem tom qab lub xyoo no tom qab nws ua tiav qhov kev tau txais thiab kev sib sau ua ke, ib qho kev txav uas tseem raug ncua vim kev lag luam tsis hloov pauv. Loong hais tias "Thaum peb yuav mus rau cov tub ua lag luam rau pej xeem lossis nyiaj ntiag tug, tam sim no tib neeg twb muaj kev ntseeg siab ntau dua vim muaj cov ntaub ntawv pov thawj," Loong hais.
Tau qhov twg los: https://www.forbes.com/sites/yessarrosendar/2022/01/03/hong-kong-fintech-unicorn-welab-to-enter-increasingly-crowded-indonesian-digital-banking-market/