Cov npe hauv tsev tam sim ntawd nce siab vim cov neeg muag khoom txhawj xeeb lawv yuav plam tawm ntawm kev lag luam kub liab

Cov nqi qiv nyiaj ntau dua tau ua rau muaj kev thim rov qab sai sai hauv kev muag hauv tsev, thiab tam sim no cov neeg muag khoom tau maj nrawm kom nkag mus rau hauv ua ntej lub khw liab kub txias heev.

Kev muag khoom ntawm tsev tau dhia 9% lub lim tiam dhau los piv nrog tib lub sijhawm xyoo dhau los, raws li Realtor.com. Qhov ntawd yog qhov kev nce xyoo loj tshaj plaws uas lub tuam txhab tau sau tseg txij li thaum nws pib taug qab qhov ntsuas hauv 2017.

Kev lag luam vaj tse Redfin kuj tau tshaj tawm tias cov npe tshiab tau nce ze li ob zaug nrawm dua hauv plaub lub lis piam xaus rau lub Tsib Hlis 15^{raws li lawv tau ua nyob rau tib lub sijhawm ib xyoos dhau los.}

"Kev nce nqi tsev qiv nyiaj tau ua rau lub tsev lag luam hloov pauv, thiab tam sim no cov neeg muag khoom hauv tsev tau nrawm mus nrhiav tus neeg yuav khoom ua ntej qhov kev thov tsis muaj zog ntxiv," Redfin Chief Economist Daryl Fairweather hais.

Cov neeg muag khoom pom meej pom kev ua lag luam muag muag. Kev muag khoom hauv tsev, qhov ntsuas ntawm cov ntawv cog lus kos npe ntawm cov tsev uas twb muaj lawm, tau nqis ze li 4% hauv lub Plaub Hlis txij lub Peb Hlis. Lawv tsuas yog qis dua 9% txij lub Plaub Hlis 2021, raws li National Association of Realtors. Qhov ntsuas ntsuas no tau kos npe rau daim ntawv cog lus ntawm cov tsev uas twb muaj lawm, tsis yog kaw, yog li nws yog kab tias qhov taw qhia raws sijhawm ntawm cov neeg yuav khoom yuav ua li cas rau cov nqi tsev ntau dua. Nws yog lub hli thib rau ntawm kev muag khoom poob qis thiab qeeb tshaj plaws nyob rau hauv ze li ntawm kaum xyoo.

Lub Plaub Hlis kev muag khoom ntawm cov tsev tsim tshiab, kuj ntsuas los ntawm cov ntawv cog lus kos npe, poob qhov dav dua li qhov kev cia siab 16% piv nrog lub Peb Hlis, raws li Asmeskas Kev Suav Neeg.

Kev muag khoom tau qeeb vim tias cov nqi tsev qiv nyiaj tau nce siab txij li thaum pib ntawm lub xyoo, nrog rau qhov loj tshaj plaws hauv lub Plaub Hlis thiab lub Tsib Hlis thaum ntxov. Qhov nruab nrab tus nqi ntawm 30-xyoo cov tsev qiv nyiaj tas li pib lub xyoo ze rau 3% thiab tam sim no zoo dua 5%.

Lindsay Katz, tus kws muag khoom vaj khoom tsev ntawm Redfin hauv cheeb tsam Los Angeles hais tias "Peb tau txais 10 txog 15 qhov kev thov ntawm ntau lub tsev." "Tam sim no kuv tab tom pom ntawm ob thiab rau qhov muab rau ntawm ib lub tsev, ib lub tsev zoo."

Katz ua haujlwm nrog Alexandra Stocker thiab nws tus txiv kom muag lawv lub tsev. Cov Stockers twb tau txhawj xeeb tias kev lag luam liab-kub tsev nyob tam sim ntawd txias.

“Peb tau tham txog qhov ntawd ntau heev. Zoo li, peb puas ua yuam kev ntawm no? Puas yog peb ploj lub nkoj? Puas yog txhua yam yuav poob rau peb lub hlis tom ntej thiab peb yuav ncaws peb tus kheej kom tsis txhob muag peb lub tsev thaum ntxov xyoo no? hais tias Alexandra Stocker.

Thaum cov nqi tsev tau nce tsis tu ncua thaum thawj ob xyoos ntawm tus kab mob Covid, poob nqi tsev feem ntau offset cov nce.

Piv txwv li: Lub Tsib Hlis 2019, tus neeg yuav khoom yuav ib lub tsev $ 300,000 nrog 20% ​​kev them nqi qis thiab 30-xyoo cov nyiaj qiv yuav tau txais cov paj laum nruab nrab ntawm 4.33%. Kev them nyiaj txhua hli ntawm tus thawj tswj hwm thiab paj paj yuav yog $ 1,192. Xyoo 2020, tib lub tsev ntawd yog 5% kim dua, tab sis cov nqi tsev qiv nyiaj poob rau 3.41%, yog li cov nyiaj them txhua hli tau nqis mus rau $ 1,119.

Los ntawm 2021, cov nyiaj them txhua hli tsuas yog nce txog $ 100. Lub hlis no, nrog cov nqi nce ntxiv 21%, thiab cov nqi tsev qiv nyiaj tau nce mus txog 5.5%, cov nyiaj them txhua hli raug $ 1,991 - yuav luag $ 800 ib hlis ntau dua li ntawm 2019.

Thaum cov neeg muag khoom hauv tsev nyob hauv lub rooj tsav tsheb nyuam qhuav tau rau lub hlis dhau los, lawv tam sim no pom kev sib tw tsawg dua los ntawm cov neeg yuav khoom. Ib qho kev xav tau los ntawm Redfin, uas ntsuas kev thov rau kev ncig xyuas hauv tsev thiab lwm yam kev yuav khoom hauv tsev, tau nqis 8% xyoo dhau los hauv lub asthiv xaus rau lub Tsib Hlis 15. Qhov no yog qhov poob qis tshaj plaws txij li lub Plaub Hlis 2020, thaum tus kab mob kis thoob qhov txhia chaw feem ntau yuav khoom hauv tsev.

"Kuv tau ntsib nrog cov neeg muag khoom nyob rau lub Ob Hlis uas yuav muag rau lub Rau Hli, thiab nws yog ib qho kev sib tham sib txawv hauv Lub Ob Hlis dua li nws yuav nyob rau lub Rau Hli vim tias kev ua lag luam tau hloov tag nrho," Katz hais.

Cov Stockers zoo siab heev uas lawv teev lawv lub tsev thaum lawv ua. Lawv tab tom tsiv tawm hauv California thiab tsim tsev nyob hauv xeev Washington.

Alexandra Stocker tau hais tias "Peb tso dag peb tuaj yeem tawm ntawm no, koj paub, tsuas yog lub sijhawm zoo," "Kuv yuav tsis xav tos ntxiv lawm."

Kev Kho: Lub Plaub Hlis muag ntawm cov tsev tshiab tsim, kuj ntsuas los ntawm cov ntawv cog lus kos npe, poob qhov dav dua li qhov xav tau 16% piv nrog lub Peb Hlis, raws li US Census. Ib lub hlis dhau los tsis tau lees paub.