Xav txog kev yuav tsev tshiab hauv 2023?
Ua ntej, cov xov xwm tsis zoo: Kev them taus tseem yog qhov nyuaj rau cov neeg yuav khoom feem ntau, hais tias George Ratiu, tus thawj coj ntawm kev tshawb fawb nyiaj txiag ntawm ntawm realtor.com.
"Tus nqi nruab nrab yog 10% siab dua li ib xyoos dhau los, thiab cov nqi tsev qiv nyiaj yog 100% siab dua li xyoo dhau los," nws hais. "Nyob ntawm lub tsev uas tus nqi nruab nrab, qhov ntawd tau them nyiaj txhua hli 64% siab dua ib xyoos dhau los, lossis ntxiv $ 800 rau $ 1000 ntxiv rau cov nyiaj them txhua hli."
Tam sim no, cov xov xwm zoo: Cov khoom muag tau nce, yog li muaj ntau lub tsev xaiv los ntawm, thiab yog li kev sib tw tsawg dua, Ratiu hais. Tsis tas li ntawd, cov tsev tau zaum ntawm kev ua lag luam ntev me ntsis.
Nws tau hais tias "Qhov ntawd ua rau txo qis rau tus nqi, thiab muab cov neeg yuav khoom nrog ntau lub zog sib tham," nws hais.
Qhov ntawd tsis yog hais tias cov neeg yuav khoom yuav pom kev sib tham hauv xyoo 2023, tab sis kev paub txog kev yuav khoom yuav tsis tshua muaj kev npau taws thiab muaj kev sib haum xeeb rau xyoo no, hais tias Ratiu. "Nws yuav tsis zoo li lub khw uas peb tau pom xyoo tas los lossis xyoo dhau los. Peb tab tom saib ntau qhov kev lag luam 'sib npaug' hauv 2023, "nws hais.
Tab sis koj tseem yuav tau ua koj txoj haujlwm npaj. Nov yog daim ntawv teev npe.
Ua kom koj lub tsev nyiaj txiag nyob hauv kev txiav txim
"So tawm cov nuj nqis ntau npaum li qhov ua tau raws li qhov no yuav tso cai rau koj faib nyiaj ntau dua ntawm koj cov nyiaj tau los txhua hli mus rau tus nqi ntawm cov tswv tsev, "Rick Sharga, tus lwm thawj coj ntawm kev lag luam txawj ntse ntawm ATTOM, tus thawj coj ntawm cov ntaub ntawv vaj tse thiab vaj tse. "Nws tseem yuav txhim kho koj cov qhab nia credit, ua rau koj tsim nyog rau tus nqi zoo tshaj ntawm kev qiv nyiaj qiv."
Cov qiv nyiaj nyiam qhov qiv nyiaj, kev tuav pov hwm, thiab cov nyiaj them se tsis pub ntau tshaj 28% mus rau 33% ntawm tus qiv nyiaj txhua hli (txawm hais tias nyob rau hauv cov nqi siab dua, feem pua feem ntau siab dua 40%), hais tias Sharga.
Nws tau hais tias "Lawv tseem yuav saib seb cov nuj nqis uas tsis yog tsev qiv nyiaj ntau npaum li cas los txiav txim siab seb lawv yuav qiv nyiaj loj npaum li cas," nws hais tias, "lossis seb yuav qiv nyiaj li cas."
Ua kom koj cov nyiaj tau los
Thaum koj muaj lub tswv yim hais txog qhov loj npaum li cas ntawm cov nyiaj them txhua hli koj tuaj yeem ua tau yooj yim thiab muaj kev nkag siab txog yam koj tab tom nrhiav (qhov koj xav tau / xav tau hauv tsev nyob rau hauv qhov chaw, qhov loj me, style, thiab lwm yam), pib yuav khoom rau tus qiv qiv nyiaj. Nrhiav ib tus uas yuav pom zoo ua ntej koj rau kev qiv nyiaj.
"Qhov no yuav tso cai rau koj mus rau pem hauv ntej sai dua thaum koj nrhiav tau ib lub cuab yeej uas koj nyiam, thiab muab kev sib tw zoo dua rau lwm tus neeg yuav khoom," said Sharga. "Kev yuav khoom qiv kuj feem ntau yuav pab kom muaj kev qiv nyiaj zoo dua thiab cov ntsiab lus piv rau tsuas yog thov rau ib tus qiv nyiaj."
Xam tag nrho cov nqi
Puas muaj lub tswv yim dab tsi ntawm kev tuav pov hwm tus tswv tsev - yuav tsum tau them rau yuav luag txhua lub tsev qiv nyiaj - cov nqi no hais? Ntau heev.
Sharga tau hais tias "Cov Hluav Taws Kub Kub Kub hauv California, nag xob nag cua hauv Florida, thiab lwm yam huab cua huab cua thoob plaws lub tebchaws tau xa cov nqi nce siab," Sharga hais.
Lwm cov nqi uas feem ntau tsis suav nrog - tshwj xeeb tshaj yog cov neeg yuav khoom thawj zaug - suav nrog cov se vaj tse thiab cov nqi HOA, uas tuaj yeem ntxiv ntau pua daus las rau cov nqi vaj tsev txhua hli.
Tsis tas li ntawd, "Nco ntsoov tias kev nce nqi yuav nyob ib ntus, yog li cov nqi ntawm cov cua sov hauv tsev thiab yuav cov rooj tog zaum tseem siab," said Mitch Roschelle, tus tsim tus khub ntawm Macro Trends Advisors.
Npaj siab cog lus
Rau cov neeg yuav khoom feem ntau, lub tsev yog kev cog lus nyiaj txiag ntev ntev yog li xyuas kom koj xis nyob tsis yog nrog cov zej zog koj tab tom yuav, tab sis kuj yog koj txoj haujlwm, hais Ratiu.
Nws tau hais tias "Nco ntsoov tias nws muaj kev nyab xeeb thiab koj muaj nyiaj txaus thaum kawg ntawm [m yuav] txheej txheem khaws cia yog tias koj poob koj txoj haujlwm, koj tsis nyob hauv ib qho khoom qab zib," nws hais.
Tsis tas li, nco ntsoov tias koj npaj yuav nyob hauv tsev tsawg kawg yog peb mus rau tsib xyoos vim tias cov nqi hloov pauv tseem ceeb, xws li 4% lossis ntau dua ntawm tus nqi tsev, hais tias Ratiu.
"Ib lub tsev $ 500,000 tuaj yeem yog $ 25,000 hauv tus nqi thiab ntau yam nqi," nws hais. "Yog li yog tias koj tsuas yog mus nyob ntawd rau ib xyoos thiab muag nws, nco ntsoov cov nqi no."
Tus kws sau nyiaj txiag tus kheej Vera Gibbons yog tus kws sau ntawv qub rau SmartMoney magazine thiab yav dhau los tus neeg sau xov xwm rau Kiplinger Tus Kheej Nyiaj Txiag. Vera, uas tau siv ntau tshaj kaum xyoo dhau los ua tus kws tshuaj ntsuam nyiaj txiag hauv huab cua rau MSNBC, tam sim no ua haujlwm ua tus tswv cuab ntawm cov xov xwm tsis hais nom tswv txhua lub lis piam nws tau tsim, Npo. Nws nyob hauv Palm Beach, Florida.
Tau txais cov xov xwm tshiab txog nyiaj txiag tus kheej, cov lus qhia thiab cov lus qhia los ntawm Yahoo nyiaj txiag.
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Tau qhov twg los: https://finance.yahoo.com/news/housing-heres-what-it-will-take-to-buy-a-home-this-year-165050707.html