Ed Sheeran
Getty Images rau Ruth Strauss Foundation
Ua tsaug rau hits xws li "Shape of You," "Bad Habits," "Castle on the Hill" thiab "Perfect," Grammy Award winning singer-songwriter Ed Sheeran muaj kwv yees li ntawm $200 lab nyiaj daus las, raws li CelebrityNetWorth.com. Tab sis, txawm tias nrog tag nrho cov nyiaj ntawd, Sheeran tau qhia tias thaum nws los txog kev siv nyiaj, nws tau siv nyiaj ntau heev. "Koj yeej tsis xav kom khib nyiab," he hais rau Irish Examiner, ua ntej qhia tias nws tsis muaj daim npav rho nyiaj dub hauv nws lub hnab nyiaj. "[Kuv siv] kuv tus tub kawm Barclays tus account. Kuv tsis tau upgraded vim kuv tsis siv nyiaj ntau. Yog tias kuv muaj tag nrho kuv cov nyiaj hauv ib tus account kuv yuav siv tag nrho nws, yog li kuv tau txais nyiaj pub dawb. " (Saib qee cov nyiaj khaws cia zoo tshaj plaws ntawm no.)
Pros hais tias qhov tseeb yog txoj hauv kev ntse kom siv nyiaj tsawg thiab txuag ntau dua. Qhov tseeb tiag, tus kws npaj nyiaj txiag muaj ntawv pov thawj Marguerita Cheng txhawb kom tib neeg muab nyiaj pub rau lawv tus kheej vim nws tuaj yeem pab lawv tswj hwm lawv cov nyiaj tau zoo. Thiab nws tso cai rau koj kom muaj qee qhov kev txhaum tsis pub siv nyiaj, mus rau qhov taw tes, hais tias Kaleb Paddock, tus kws tshaj lij nyiaj txiag tau lees paub ntawm Ten Talents Financial Planning. "Los ntawm kev teeb tsa cov nyiaj pub dawb rau tej yam xws li kev lom zem nyiaj txiag thiab kev siv nyiaj txiav txim siab, koj tau tso cai rau koj tus kheej siv thiab tsis xav tsis thoob tias nws tsis ua li cas. Lub tswv yim ntawm qhov nyiaj pub dawb no tuaj yeem ua haujlwm zoo rau cov khub niam txiv uas sib ntaus sib tua txog kev siv tus kheej lossis kev txiav txim siab yuav khoom, "Paddock hais.
Cheng hais tias: “Ib qho nyiaj pub dawb yog qhov tso cai rau koj tus kheej los xaiv seb yuav faib koj cov nyiaj tau los txhua hli. Cov tib neeg feem ntau muaj kev sib tw ua ntej thiab tuaj yeem ntxhov siab lossis ntxhov siab thiab qhov nyiaj pub dawb pub rau cov tib neeg thiab cov khub niam txiv kom paub tias lawv tuaj yeem txaus siab rau hnub no thaum tseem npaj rau tag kis. "
Cheng muab nyiaj pub rau nws tus kheej. Nws faib qee cov nyiaj rau kev txuag, qee qhov ua lag luam, thiab muab nyiaj pub rau nws tus kheej rau yam nws nyiam yuav. "Ib txhia piv txwv suav nrog Apple Music vim kuv nyiam suab paj nruag, peb lub hlis twg sau npe rau phau ntawv club thiab kev koom tes rau Barre [cov chav kawm] vim kuv nyiam nyeem ntawv thiab noj qab nyob zoo thiab haum xeeb," Cheng hais.
Saib qee cov nyiaj khaws cia zoo tshaj plaws ntawm no.
Qhov nyiaj pub dawb yuav pab tau tshwj xeeb rau cov neeg uas xav paub ntau ntxiv txog qhov lawv siv nyiaj thaum tseem tsawg kawg tau txais qee qhov hloov pauv. "Cov neeg uas xav tias lawv cov kev siv nyiaj tsis muaj kev tswj hwm tuaj yeem siv txoj kev siv nyiaj no los xav txog lawv cov kev siv nyiaj luv luv es tsis yog mus sij hawm ntev," said Danielle Miura ntawm Spark Financials.
Raws li kev siv lub tswv yim pub nyiaj, Miura pom zoo kom tau txais daim npav them ua ntej thiab thauj nws nrog cov nyiaj txhua lub lim tiam. Miura hais tias "Thaum koj ntaus koj qhov txwv txhua lub limtiam, koj tsis tuaj yeem siv nyiaj rau tag nrho lub limtiam," Miura hais. Txhawm rau txiav txim siab seb koj cov nyiaj yuav tsum tau npaum li cas, cov kws tshaj lij qhia ntxiv txog koj cov nqi, cov nyiaj khaws cia, kev nqis peev thiab lwm yam tseem ceeb hauv cov nqi thiab tom qab ntawd txiav txim siab cov nyiaj seem uas koj nyiam siv rau cov khoom siv thiab kev paub dhau los.
Lub caij no, Paddock hais tias nws tuaj yeem pab tau los tsim ib tus account thawj zaug thiab tom qab ntawd ib qho kev kuaj xyuas ntxiv lossis cov nyiaj khaws cia uas koj tsim kev hloov pauv txhua hli los qhia koj cov nyiaj mus qhov twg. "Rau cov nyiaj pub dawb, koj tuaj yeem muaj daim debit card txuas nrog nws yog tias nws yog ib daim tshev nyiaj thiab koj tuaj yeem qhib ib daim npav rho nyiaj uas tau them txhua hli los ntawm cov nyiaj tshev nyiaj. Txawm li cas los xij, yog tias koj tsis muaj kev tswj hwm tus kheej los kho koj daim npav rho nyiaj zoo li daim npav rho nyiaj, ces tsuas yog siv daim npav rho nyiaj rau kev yuav khoom kom koj tsis txhob siv koj cov nyiaj pub dawb, "said Paddock.
Dab tsi ntxiv, Paddock hais tias qee zaum nws tuaj yeem pab tau, tshwj xeeb tshaj yog rau cov khub niam txiv, siv cov nyiaj ntsuab ntws app xws li Honeydue, Tiller Money lossis Mint, coj kev paub txog kev siv nyiaj thiab tsim cov ntawv ceeb toom lossis email yog tias koj tshaj qee qhov kev txwv siv nyiaj.
Cov lus qhia, cov lus pom zoo lossis cov qeb uas tau hais hauv tsab xov xwm no yog cov ntawm MarketWatch Picks, thiab tsis tau raug tshuaj xyuas lossis pom zoo los ntawm peb cov koom tes ua lag luam.
Tau qhov twg los: https://www.marketwatch.com/picks/grammy-winner-ed-sheeran-is-worth-an-estimated-200-million-but-he-still-uses-this-penny-pinching-savings- hack-and-psst-pros-say-you-may-want-to-do-it-too-01661185365?siteid=yhoof2&yptr=yahoo