Goldman 'deal yawg' tom qab Apple, GM phaib tawm rau fintech pib iCreditWorks

iCreditWorks CEO Scott Young, yav tas los tus thawj coj ua lag luam ntawm Goldman Sachs Marcus.

Yees duab: Goldman Sachs

A Goldman Sachs tus thawj coj paub txog kev ruaj ntseg qee qhov kev lag luam qhov loj tshaj plaws credit-card deals nyob rau hauv xyoo tas los no tau tawm mus koom rau theem pib pib. iCreditWorks, CNBC tau kawm.

Scott Young, uas yog tus thawj coj ntawm cov tub ceev xwm ntawm Goldman's Marcus cov neeg siv khoom lag luam, yuav koom nrog New Jersey-raws li pib lub hlis tom ntej, raws li iCreditWorks tus tsim Stephen Sweeney.

Cov tub ntxhais hluas yog qhov tseeb ntawm txoj hlua tawm ntawm Goldman cov neeg siv khoom lag luam tau tshwm sim los ntawm Lub Ob Hlis 2021 kev khiav tawm ntawm Omer Ismail, tus qub Marcus lub taub hau uas tau koom nrog Walmart's fintech startup nrog tus thawj coj tseem ceeb. Cov kev tawm mus no suav nrog qub CFO thiab lub taub hau ntawm cov khoom rau kev lag luam, thiab tsis ntev los no cov chav tsev branding tus thawj coj.

Paub tsis raug ntawm Goldman li "tus txiv neej deal," Young tau koom nrog hauv 2017 raws li nws thawj lub taub hau ntawm kev koom tes, ib feem ntawm kev ua haujlwm sab nraud thaum lub tuam txhab peev nyiaj tau pib nws cov khw muag khoom lag luam. Nws tau txais txiaj ntsig los ntawm kev pab tiv thaiv lub txhab nyiaj Apple Card kev koom tes hauv 2018 nrog rau Ismail thiab qub CEO Lloyd Blankfein, thiab saib xyuas ib txoj hlua ntawm kev sib koom ua lag luam tom ntej nrog cov tuam txhab suav nrog GM, JetBlue, AARP thiab Amazon.

Ua ntej koom nrog Goldman, Young ua haujlwm ntawm GE, Barclays thiab tom qab ntawd Citigroup, qhov twg nws pab wrest Costco card deb ntawm American Express nyob rau hauv 2015. uas yog ib tug seismic deal nyob rau hauv daim card kev lag luam, qhov twg lub cov ntawv cog lus loj tshaj plaws nrog rau cov tuam txhab xws li Costco, Amazon thiab American Airlines tuaj yeem tsim ib qho kev faib tawm tsis sib xws ntawm tus tsim tawm cov lag luam.

Ntawm iCreditWorks, Young yuav ua haujlwm txuas ntxiv mus ua kev sib cog lus.

Nws cov khoom tseem ceeb yog lub ntsiab lus ntawm kev muag khoom mobile app uas ua haujlwm rau daim ntawv thov, kev ntsuam xyuas thiab nyiaj txiag rau kev qiv tus kheej. Thawj lub hom phiaj cov neeg tuaj saib yog kev kho mob thiab xaiv cov tshuaj, noj cov thawj coj hauv kev lag luam CareCredit, ib chav tsev ntawm Synchrony Bank.

Tom qab ntawd, lawv yuav tsiv mus rau lwm qhov chaw suav nrog tsheb thiab qiv nyiaj txhim kho tsev, Sweeney tau hais.

Sweeney tau hais tias "Thaum koj tab tom sim tsim lub platform cuam tshuam uas muaj kev lag luam rov hais dua, koj xav tau tus thawj coj uas muaj kev txiav txim siab los ua kom cov kev sib cog lus ntawd tshwm sim," Sweeney tau hais. "Raws li tus thawj coj ua lag luam ntawm Goldman, nws nyob ntawm qhov sib txuas ntawm tag nrho cov kev lag luam, nrhiav, sib tham thiab ua kom ruaj ntseg."

Sweeney thiab nws cov neeg koom tes, ib pawg ntawm cov neeg ua lag luam serial, tau nqis peev ntau dua $ 50 lab rau hauv iCreditWorks txij li thaum nws tsim xyoo 2019, nws hais. Qhov ntawd tau pab Sweeney snap up banking veterans nrog rau Suresh Nair, uas yog tus thawj coj ntawm cov ntaub ntawv thev naus laus zis. Nair yog ib tug kws tshaj lij thev naus laus zis ntawm Bank of America thiab pab engineer Merrill Lynch lub lag luam platform.

Lub tuam txhab tsis ntev los no ntiav Truist Nyiaj Txiag txhawm rau nce nws thawj qhov nyiaj txiag sab nraud, nrhiav $ 50 lab ntawm kwv yees li $ 200 lab tus nqi, Sweeney tau hais.

Tau qhov twg los: https://www.cnbc.com/2022/05/12/goldman-deal-guy-behind-apple-gm-cards-leaves-for-fintech-start-up-icreditworks.html