Michael H | Digitalvision | Cov duab Getty
Kev ntshai ntawm kev ploj mus, lossis FOMO, tuaj yeem yog lub zog puas siab puas ntsws - thiab nws tuaj yeem ua rau cov tub ua lag luam tsis paub yuav poob nyiaj ntau, raws li cov kws pab tswv yim nyiaj txiag.
Ib pawg ntawm British psychologists txhais FOMO raws li kev ntshai "uas lwm tus yuav tau txais txiaj ntsig kev paub los ntawm qhov twg tsis tuaj." Tus kws pab tswv yim nyiaj txiag Josh Brown siv lo lus "tsiaj dab"los piav txog lub tswv yim ntawm cov tub ua lag luam tso cai rau lawv txoj kev xav coj lawv.
Niaj hnub no, social media platforms yog lub hauv paus loj ntawm FOMO, bombarding cov neeg siv nrog cov lus hais txog "kub" kev nqis peev xws li cryptocurrency, meme stocks thiab tshwj xeeb cov tuam txhab nrhiav tau, lossis SPACs. Cov kws tshaj lij thiab cov kws tshaj lij tshaj tawm cov khoom muaj nqis hais tias cov neeg yuav khoom tuaj yeem khwv tau nyiaj ntau, tab sis lawv tuaj yeem ua rau pom kev txaus ntshai lossis tsis qhia lawv tus kheej kev txhawb siab.
Qhov no tsis yog hais txog kev nqis peev uas ib txwm ua rau flops rau cov neeg yuav khoom, nyob ntawm seb lawv yuav thiab muag. Teeb meem yog: Cov tub lag luam feem ntau tsuas hnov txog cov yeej loj, tsis yog cov duds, cov kws pab tswv yim thiab cov kws tshaj lij tau hais.
Kev tswj hwm FOMO "tej zaum yog qhov kev paub txog nyiaj txiag tseem ceeb tshaj plaws niaj hnub no, hauv kev tshaj tawm xov xwm," Morgan Housel, tus sau ntawm "Lub Psychology ntawm Nyiaj," tau hais nyob rau lub Cuaj Hli ntawm Lub Rooj Sib Tham Txog Kev Pov Hwm Nyiaj Txiag yav tom ntej hauv Huntington Beach, California.
'Tib neeg sim ntaus lub tsev khiav'
Nws yog feem ntau ua tib zoo xav txog "tau txais kev nplua nuj qeeb," txij li kev nqis peev uas muaj peev xwm loj hlob tuaj kuj zoo li yuav muaj kev pheej hmoo ntau dua thiab yog li qhov yuav poob ntau dua, hais tias Joseph Bert, tus kws npaj nyiaj txiag tau lees paub uas ua tus thawj coj thiab CEO ntawm Certified Financial Group.
"Cov tib neeg sim ntaus lub tsev khiav, uas zoo li [yeej] rho npe hauv kev nqis peev," said Bert, uas nws lub tuam txhab, raws li nyob rau hauv Altamonte Springs, Florida, qeb thib 95 ntawm 2022 CNBC. Nyiaj txiag Advisor 100 sau.
Nws yog ib qho yooj yim rau cov tub ua lag luam kom tau nyiaj hauv 2021, ib xyoo thaum cov khoom vaj khoom tsev feem ntau zoo li mus rau qhov twg tab sis nce. Muaj zog Tshuag thiab crypto txiaj minted ib lab tshiab millionaires.
Ntau yam hype-txiv neej thiab-poj niam thiab cov zej zog kev sib raug zoo tau pab txhawb cov tub ua lag luam los yuav xyoo tas los.
Piv txwv li, tus nqi bitcoin tuaj yeem nce siab los ntawm 20% lossis ntau dua hauv ib hnub Tom qab ib qho tweet los ntawm Tesla thiab SpaceX tus tsim Elon Musk; ib lub Ob Hlis 2021 tweet imbued dogecoin, lwm tus cryptocurrency, nrog ib hom ntawm txhua tus neeg zoo, hu nws "cov neeg lub crypto."
WallStreetBets zej zog ntawm Reddit kuj pub kev npau taws hauv meme cov khoom lag luam xws li GameStop thiab AMC. Rapper thiab suab paj nruag tsim tawm Jay-Z, NBA player Steph Curry, ntaus pob tesniv Serena Williams thiab lwm tus neeg ua yeeb yam kuj tau pom zoo qee qhov SPACs - kev nqis peev uas yog ib qho piv txwv rau pej xeem muab - thiab tau, txog rau tam sim no, ib qho ntawm Wall Street qhov kev nyiam tshaj plaws.
Nyob ntawm seb thaum cov tub ua lag luam yuav thiab muag, FOMO tej zaum yuav tau them nyiaj loj.
Tus nqi ntawm bitcoin, piv txwv li, topped tawm ze $69,000 thaum lub Kaum Ib Hlis 2021, ntau dua peb zaug hauv ib xyoos. Txij thaum ntawd los, nws yog cratered rau ib ncig ntawm $ 19,000, hais txog qib nrog cov nqi ua ntej nws ua tau zoo heev. Tsis muaj zog heev hauv GameStop Tshuag pom cov nqi sib faib qee zaum poob 40% hauv ib nrab teev.
Lub Securities thiab Exchange Commission xyoo tas los tau tshaj tawm ib qho investor ceeb toom hais txog SPACs uas muaj koob npe nrov.
"Cov neeg ua yeeb yam, zoo li lwm tus, tuaj yeem raug ntxias kom koom nrog kev pheej hmoo peev lossis tuaj yeem ua tau zoo dua los txhawb txoj kev pheej hmoo ntawm kev poob," SEC tau hais. "Nws tsis yog ib lub tswv yim zoo los nqis peev hauv SPAC vim tias ib tus neeg txhawb nqa nto moo lossis nqis peev hauv nws lossis hais tias nws yog kev nqis peev zoo."
Ib qho CNBC index nrhiav SPAC deals yog poob ntau dua 60% xyoo dhau los.
"Kuv xav tias tsawg tus neeg nkag siab txog lawv txoj kev pheej hmoo thiab kev nkag siab ntawm kev khuv xim yav tom ntej kom txog rau thaum txhua yam mus rau sab qab teb," said Housel, uas tau hais ntxiv tias txhua tus neeg muaj kev pheej hmoo siab rau hauv kev lag luam nyuj.
Yuav ua li cas cov kws pab tswv yim kov yeej cov neeg ua lag luam 'FOMO
Yog tias tus neeg siv khoom xav hloov nyiaj ntau rau hauv "FOMO cuab tam," said Aldo Vultaggio, tus thawj coj peev ntawm Capstone Financial Advisors, nws nyiam sib tham nrog lawv lawv qhov tshwm sim ntawm kev ua tiav ntawm qee lub hom phiaj nyiaj txiag nrog thiab tsis muaj cov cuab tam. Lub tuam txhab, raws li nyob rau hauv Downers Grove, Illinois, ranked No. 77 ntawm CNBC's Financial Advisor 100 daim ntawv teev.
Hauv lwm lo lus, yog tias tus neeg siv khoom twb tau ua tiav kom muaj nyiaj txaus los so kom txaus los yog them tus menyuam kawm ntawv qib siab, vim li cas thiaj muaj kev pheej hmoo ntau dua?
Kev ntshai ntawm kev ua tsis tiav yav tom ntej pab cuam tshuam cov neeg siv khoom los ntawm kev ua lag luam luv luv - lossis tsawg kawg txo lawv cov kev faib tag nrho rau nws.
"Vim li cas kev nqis peev hauv cov peev txheej no? Lawv feem ntau xav ua qhov ntawd vim tias lawv tuaj yeem tau txais txiaj ntsig ntau dua, "Vultaggio hais. "Tab sis yog tias koj tsis tas yuav ua qhov ntawd, vim li cas koj yuav ua nws?"
"Lub nkoj tab tom ua tiav ntawm no," nws hais ntxiv. "Peb xav zam qee yam uas tuaj yeem coj koj tawm ntawm qhov kev kawm."
Vultaggio qhia cov neeg siv khoom uas tsis txaus siab txog kev tuav FOMO-hom faib rau cov khoom muaj nqis uas lawv yuav tsum feem ntau txwv lawv txoj haujlwm mus rau ib tus lej qis feem pua ntawm lawv qhov kev tuav tag nrho thiab lawv yuav tsum tsis txhob nqis peev nrog cov nyiaj uas lawv xav tau hauv nyob ze lossis nruab nrab lub sijhawm, nws hais.
Kev nqis peev hauv cov khoom lag luam, daim ntawv cog lus thiab lwm yam cuab yeej cuab tam ib txwm muaj qee qhov kev pheej hmoo - tab sis nws yog qhov kev pheej hmoo suav uas feem ntau muaj cov ntaub ntawv keeb kwm ntawm kev vam meej nyob rau lub sijhawm ntev, said Madeline Maloon, tus kws pab tswv yim nyiaj txiag ntawm California Financial Advisors, lub tuam txhab nyob hauv San Ramon, California, uas qeb thib 27 ntawm CNBC Tus Kws Pab Tswv Yim Nyiaj Txiag 100 daim ntawv teev npe.
"Peb xav tau ib yam dab tsi peb muaj phiaj xwm kev ua si rau, thaum cov khoom kub no, crypto, txawm tias nws yuav yog, [cov neeg siv khoom] yuav tsum paub qhov no yog lawv cov nyiaj twv txiaj," Maloon hais. "Qhov no tsis yog qhov peb xav tso siab rau kev so haujlwm."
Tau qhov twg los: https://www.cnbc.com/2022/10/30/fear-of-missing-out-can-be-a-killer-for-investors-how-top-advisors-keep-it-at- ib-.html