Peb tau muab nyiaj rau peb tus ntxhais rau kev them nqi hauv tsev thiab kawm tias peb yuav tsum tau xa daim ntawv them se rov qab. Peb tus accountant tau them peb $486 rau qhov no. Vim li cas koj tsis tuaj yeem ntxiv ib daim ntawv rau koj daim ntawv them se li niaj zaus? Dab tsi yog qhov nyuaj uas nws yuav raug nqi ntau heev?
PS Tsis muaj kev koom tes nrog kev koom tes tshwj tsis yog kev tso nyiaj thiab rau leej twg rau hauv daim ntawv. Raws li peb tau them $ 987 rau kev xa peb cov ntaub ntawv rov qab, Kuv xav tsis thoob ntawm tus nqi no!
Nyob zoo Sticker ceeb,
Kuv mam li pib kuv cov lus teb nrog cov lus nug.
Tus kws kho tsheb qhia rau koj tias koj lub tsheb xav tau lub tshuab lim cua tshiab, nres nres lossis qee qhov kev kho lub suab tseem ceeb. Tus nqi yuav yog sab qaum teb ntawm $ 500. Koj ua dab tsi?
Tus neeg kav dej tuaj txog los kho qhov dej ntws qeeb hauv koj lub tsev thiab pom cov yeeb nkab txuas txuas uas maj mam nkag mus rau hauv koj cov phab ntsa. Cov ntawv tshaj tawm txoj haujlwm yog nyob ib ncig ntawm $ 750. Koj ua dab tsi?
Tus kws kho mob qhia txog cov txheej txheem kho mob thiab koj qhov kev txiav nyiaj txiav tawm tom qab thawj $ 1,000. Koj ua dab tsi?
Ib yam li tus neeg them se uas them tus accountant tus nqi, tus neeg them rau tag nrho cov kev pabcuam no xav tau txoj haujlwm ua tiav thiab tso siab rau tus kws tshaj lij nrog kev paub tshwj xeeb los ua haujlwm zoo.
Tsis tas li ntawd, kev txiav txim siab tus nqi ntawm kev ua haujlwm zoo yog qhov tsis yooj yim thaum tsis muaj kev paub dav, yooj yim nkag mus rau tus nqi.
Thiab nws tau txais txawm tias trickier nyob rau hauv nruab nrab ntawm plaub-xyoo caum tus nqi nce siab uas yog ballooning tus nqi ntawm cov khoom thiab cov kev pab cuam. Cov nqi them se yog tsis muaj kev zam, cov kws tshaj lij kev lag luam hais.
Yog li nws nyuaj rau kuv kom meej meej hais tias koj yog lossis tsis tau txais kev them nqi rau qhov khoom plig rov qab. Ib yam li ntawd, nws yuav tsis yooj yim kom muab lub ntsej muag 'yog' lossis 'tsis yog' yog tias koj nug txog tus nqi kho tsheb, kav dej lossis cov txheej txheem kho mob.
Qhov ntawd tsis yog punt. Nws yog ib tug preface rau dab tsi yog tom ntej no.
'Koj tau txais kev paub'
IRS hais tias, feem ntau, txhua yam khoom plig tuaj yeem raug them se. Tab sis muaj "ntau qhov kev zam rau txoj cai no” thiab ib qho piv txwv no yog kev zam se khoom plig txhua xyoo. Rau xyoo 2022, kev cais tawm siv rau khoom plig (nyiaj ntsuab lossis lwm yam) muaj nuj nqis txog li $16,000 rau txhua tus neeg tau txais. Rau cov khoom plig tshaj li qhov muaj nqis, tus neeg pub dawb yuav tsum ua daim ntawv them se khoom plig, hu ua Daim Ntawv 709.
"Tus [tus neeg sau ntawv lees paub rau pej xeem] yuav tsum tau mus dhau txoj kev mob siab rau. Nws tsis yooj yim li nws tshwm sim, "said Edward Karl, tus lwm thawj coj ntawm txoj cai se thiab kev tawm tswv yim nrog American Institute of CPAs.
Karl tau hais tias cov lus nug tuaj yeem suav nrog seb puas muaj lwm yam khoom plig uas yuav tsum tau tshaj tawm? Yog tias qhov khoom plig yog khoom, tus nqi yog dab tsi? Los ntawm txoj cai, daim ntawv them se khoom plig yuav tsum tau xa tawm cais los ntawm cov nyiaj tau los ua se tau los, Karl tau sau tseg.
Tab sis yog $486 ib qho overcharge?
Karl tau hais tias "Kuv tsuas tuaj yeem muab kuv cov tshuaj tiv thaiv rau koj thiab cov lus teb tsis yog," Karl hais. Tus nqi "zoo li qis rau kuv." Nws yog ib qho nyuaj rau kwv yees seb tus nqi nruab nrab yuav ua li cas rau kev ua haujlwm, nws hais. Raws li cov nyiaj tau los them se, Karl tau hais tias nws paub txog qee tus accountants uas pib nrog $ 1,000 thiab $ 2,000 tus nqi qis kawg nkaus.
Tos, kuv tau lub tswv yim thib ob.
"Qhov ntawd suab me ntsis saum toj no, los ntawm $ 100 txog $ 150," said Tom O'Saben, tus thawj coj ntawm cov ntsiab lus se thiab tsoomfwv kev sib raug zoo ntawm National Association of Tax Professionals.
Tab sis O'Saben tau sau ceev ceev cov nqi ntawm thaj av mus rau thaj tsam, txawm tias los ntawm ib tus kws tshaj lij se mus rau lwm qhov hauv tib cheeb tsam. Zoo li Karl, O'Saben tau hais txog kev npaj se mus deb tshaj qhov muab cov lej hauv lub thawv.
"Nws yog qhov nyuaj ntawm txoj cai lij choj, tsis yog qhov yooj yim uas nws siv rau hauv daim ntawv," nws hais. "Koj yuav qhov kev paub."
Inflation tus xov tooj ntawm kev npaj se
Kev npaj cov se rau tus kheej thiab tsis ua lag luam rov qab rau xyoo se 2021 raug nqi nruab nrab $ 160, raws li IRS kwv yees pom sib sib zog nqus hauv cov lus qhia them se rov qab. Rau kev lag luam rov qab, qhov nruab nrab yog kwv yees li $ 470. IRS lees paub lub sijhawm rau "kev hloov pauv tseem ceeb" hauv cov kev kwv yees ntawd.
Lub caij no, Lub Tsev Haujlwm Saib Xyuas Kev Ua Haujlwm txhua hli cov ntaub ntawv nce nyiaj nce ntxiv ntawm cov qe, tshuab xaws, airfares thiab ntau ntxiv. Hauv qab ntawm nws daim ntawv teev yog "Kev npaj se rov qab thiab lwm cov nqi sau nyiaj." Qhov teeb meem yog muaj sparse Labor Department tus lej rau cov nqi no thiab cov npe qhia tias muaj cov ntaub ntawv los ntawm cov qauv me me.
Yog li cov ntsiab lus ntawm kev lag luam thoob plaws tus nqi yog ib qho nyuaj rau ntsia, tab sis Karl thiab O'Saben hais tias kev nce nqi nce mus rau tus nqi. Hauv O'Saben tus kheej ua haujlwm npaj se ua tus neeg sawv cev rau npe, lub tuam txhab nws ua haujlwm tsis tau nce nqi hauv xyoo. Tab sis nws tau txiav txim siab seb puas yuav ntsuas tus nqi nce 5% mus rau 8%. nyob rau hauv txoj kab nrog kev nce nqi, nws tau sau tseg.
Kev lag luam thoob plaws, muaj cov nqi zog nce ntxiv kom cov neeg ua haujlwm, cov nqi software thiab cov nqi siv nyiaj siv ua haujlwm, khoom siv thiab nqi xauj tsev. Tau kawg, qee tus kws tshaj lij se yuav nyob hauv cov tuam txhab loj nrog cov chaw ua haujlwm loj thiab cov ntawv xauj tsev thaum lwm tus yog cov kws tshaj lij ua haujlwm ua haujlwm hauv tsev.
'Muaj nws'
Nws tau ntev dhau los rau cov neeg them se yws yws rau lawv tus neeg npaj tias tus nqi siab dhau lawm, O'Saben tau sau tseg. Thaum lawv yuav them lub sijhawm no, qhov tshwm sim tom ntej yog tus neeg hais tias yog zaum kawg lawv yuav rov qab los.
Tej zaum qhov ntawd yog qhov koj xav daws nws: them cov nqi txav mus rau koj lub neej thiab nug txog yav tom ntej. Kuv mam li twv ntau tus neeg yuav qhia koj tus nqi tsis txaus ntseeg thaum lub caij se no los txog.
Tab sis nco ntsoov, koj tau them nyiaj rau kev ntseeg siab rau koj tus kheej tus txiv neej se lossis gal yuav muaj kev paub txog qhov teeb meem thiab paub cov ntaub ntawv dab tsi los taug qab thiab daim ntawv twg yuav ua kom tiav. Koj tseem them nyiaj rau kev sib raug zoo. Yuav ua li cas yog tias IRS xa koj tsab ntawv ib hlis lossis ib xyoos txij li tam sim no, thiab nws xav paub txog qhov khoom plig xa rov qab?
Yog tias koj xaiv mus kav khw rau yav tom ntej, muaj ob peb lub tswv yim. Ib tus tsuas yog hu mus ncig thiab nug tus nqi, O'Saben tau hais. Npaj rau qee qhov muab thiab qee qhov poob qis, nws hais ntxiv.
Lwm lub tswv yim yog nug cov phooj ywg, cov txheeb ze lossis cov npoj yaig uas ntseeg siab yog tias lawv siv ib tus neeg lossis cov tuam txhab, Karl tau hais. Ib lo lus nug zoo yog nug seb tus kws tshaj lij tus nqi li cas: Nws puas yog tus nqi tiaj tus? Tus nqi ib teev? Tus nqi uas nce ntxiv raws li qhov rov qab qhov nyuaj? (Tsis txhob them tus nqi them ib feem pua ntawm cov nyiaj rov qab, Karl qhia.)
Yog li peb rov qab los ntawm qhov pib. Kuv tsis dhau qhov kev txiav txim ntawm tus nqi ncaj ncees thiab kuv tsis tau hais tias koj yuav tsum tau lossis tsis txhob nrog koj tus neeg mus ntev. Kuv hais tias muaj ntau ua noj rau hauv tus nqi.
O'Saben tau hais tias "Yog tias lawv xav tias tus nqi ntau dhau, lawv yuav tsum mus yuav nws," O'Saben tau hais. “Tab sis nws puas tsim nyog rau kev sib raug zoo? Nws yog qhov nyuaj tiag tiag kom muaj nuj nqis rau cov kev pabcuam thaum nws ua raws li kev sib raug zoo thiab kev ntseeg siab. "
Tau txais ib lo lus nug se? Sau kuv ntawm: [email tiv thaiv]
Ua tsaug rau kev nyeem ntawv. Kuv xav pab koj xav paub ntau ntxiv txog cov teeb meem uas cuam tshuam rau koj cov se. Kuv tsis yog muab cov lus qhia se, tsuas yog sim saib seb qhov swirl ntawm cov cai se thiab kev lag luam yuav txhais li cas rau koj lub hnab nyiaj.
Kuv nyob ntawm no rau cov neeg nyeem uas ntsib lawv cov se nrog huab cua ntawm kev tawm haujlwm. Koj tsis yog qhov ntawd rau hauv se, kuv tau txais nws. Kuv ib zaug yog tus txiv neej ntawd. Hauv qab lub jargon, xav txog koj cov se zoo li kev tshawb nrhiav - nrog nyiaj thaum kawg. Los yog ib tug ntxiab uas koj yuav tsum tau zam.
Tau qhov twg los: https://www.marketwatch.com/story/dear-tax-guy-our-accountant-charged-us-486-for-a-simple-gift-tax-return-why-on-earth-would- it-cost-so-much-11670433394?siteid=yhoof2&yptr=yahoo