Puas yog koj tus kws pab tswv yim nyiaj txiag thov ntau dhau ntawm koj?
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Lus Nug: Kuv tus khub thiab kuv tau koom nrog cov kev pabcuam ntawm tus kws npaj nyiaj txiag. Peb nyob rau theem pib ntawm kev teeb tsa, thiab lawv tau thov cov ntawv pov thawj ntawm peb cov ntawv hla tebchaws thiab cov ntawv tso cai. Qhov no puas yog ib feem ntawm kev teeb tsa kev npaj nyiaj txiag? Cov ntaub ntawv tus kheej dab tsi uas cov neeg npaj yuav nug txog, thiab qhov no puas yog qhov qhia tau tias lawv tau dag peb? (Xav nrhiav tus kws pab tswv yim nyiaj txiag tshiab? Cov cuab yeej no tuaj yeem pab koj nrog tus kws pab tswv yim uas yuav ua tau raws li koj xav tau.)
teb: Qhov no yog ib lo lus nug zoo, thiab ib qho uas ntau tus neeg yuav xav tias yog qhov tsim nyog, ua rau lawv xa lawv cov ntaub ntawv ntiag tug tshaj plaws rau tus neeg tsis paub virtual.
Ua ntej tshaj, nws yog ib qho tseem ceeb kom nkag siab tias KYC, uas sawv cev rau 'Know Your Customer,' yog tus qauv hauv kev lag luam peev tsim los xyuas kom meej tias cov kws pab tswv yim nyiaj txiag tuaj yeem txheeb xyuas tus neeg siv khoom tus kheej thiab ob peb lwm yam. "Yog li ntawd, kev txheeb xyuas koj tus kheej thiab lees paub tias koj yog leej twg koj hais tias koj yog ib feem ntawm kev koom nrog kev npaj nyiaj txiag raug cai," said Kaleb Paddock ntawm Ten Talents Financial Planning.
Tab sis, qhov ntawd tsis tau txhais hais tias koj yuav tsum muab tag nrho koj cov ntaub ntawv. Feem ntau, cov phiaj xwm nyiaj txiag yuav thov kom muaj daim ntawv tsav tsheb los txheeb xyuas thiab ua tiav lawv cov kev cai KYC. "Nug phau ntawv hla tebchaws zoo li me ntsis dhau lawm, thiab koj tuaj yeem nug yog tias tsuas yog muab cov ntawv theej ntawm daim ntawv tsav tsheb txaus los ua kom lawv txaus siab. Tsis tas li ntawd, yog tias koj tsis teeb tsa nyiaj txiag lossis ntiav lawv rau kev tswj hwm kev nqis peev, tsis muaj laj thawj lawv yuav tsum nug koj tus lej Xaus Saus, "said Paddock.
Puas muaj teeb meem nrog koj tus kws pab tswv yim nyiaj txiag lossis nrhiav ntiav ib tus tshiab? Email [email tiv thaiv].
Danielle Miura, tus kws npaj nyiaj txiag muaj ntawv pov thawj ntawm Spark Financials, hais hauv nws qhov kev paub dhau los, nws tau hnov txog cov phiaj xwm nyiaj txiag thov kom muaj ntawv tso cai tab sis tsis yog ntawv hla tebchaws. "Feem ntau, kev sau cov ntaub ntawv yog ib kauj ruam hauv kev tsim cov phiaj xwm nyiaj txiag. Yog tias koj tsis txaus siab txog kev muab koj cov ntaub ntawv hla tebchaws, nug koj tus kws pab nyiaj txiag vim li cas lawv xav tau cov ntaub ntawv tus kheej no, "hais tias Miura. (Xav nrhiav tus kws pab tswv yim nyiaj txiag tshiab? Cov cuab yeej no tuaj yeem pab koj nrog tus kws pab tswv yim uas yuav ua tau raws li koj xav tau.)
Yog tias koj tseem txhawj xeeb tias koj raug scammed, Miura pom zoo ua qee qhov kev tshawb fawb txog tus neeg npaj keeb kwm yav dhau los. Miura hais tias "Ua tus broker tshawb xyuas ntawm finra.org thiab kawm ntxiv txog lawv lub tuam txhab thiab lawv cov npe," Miura hais. Qhov no coj yuav pab koj nkag siab tag nrho cov lus nug nug ua ntej vetting ib tug kws pab tswv yim nyiaj txiag, thiab no ib tug yuav muab cov lus qhia ntxiv rau kev soj ntsuam tus kws pab tswv yim.
Tseem tsis paub meej txog cov ntaub ntawv dab tsi koj yuav tsum tau xa mus rau tus kws pab tswv yim? CFP Pawg Neeg Siv Khoom Lub Vev Xaib, Cia Peb Ua Ib Txoj Haujlwm, muaj ib qho nplooj mob siab rau cov lus nug zoo li no, hu ua Checklist For Your First Visit with a Financial Planner.
Puas muaj teeb meem nrog koj tus kws pab tswv yim nyiaj txiag lossis nrhiav ntiav ib tus tshiab? Email [email tiv thaiv].
Cov lus qhia, cov lus pom zoo lossis cov qeb uas tau hais hauv tsab xov xwm no yog cov ntawm MarketWatch Picks, thiab tsis tau raug tshuaj xyuas lossis pom zoo los ntawm peb cov koom tes ua lag luam.
Tau qhov twg los: https://www.marketwatch.com/picks/could-this-be-an-indication-theyre-scamming-us-our-financial-adviser-requested-copies-of-our-passport-and-licenses- we-be-wary-01665001024?siteid=yhoof2&yptr=yahoo