Daim paib 'Qhib Lub Tsev' tau nthuav tawm raws li cov neeg tuaj yeem yuav khoom hauv tsev tuaj txog ntawm ib qho chaw muag khoom hauv Columbus, Ohio.
Ty Wright | Bloomberg | Getty Dluab
Kev nce nqi tsev, cov nqi tsev siab thiab kev tsis paub tseeb hauv kev lag luam tag nrho ua rau cov neeg Amelikas xav tias tsis zoo rau lub xeev ntawm kev lag luam vaj tsev.
Thaum Lub Kaum Hli, tsuas yog 16% ntawm cov neeg siv khoom tau hais tias lawv xav tias tam sim no yog lub sijhawm zoo los yuav tsev, raws li kev tshawb fawb txhua hli los ntawm Fannie Mae. Qhov ntawd yog qhov qis tshaj plaws txij li qhov kev tshawb fawb tau pib xyoo 2011. Qhov sib faib ntawm cov neeg teb uas xav tias tam sim no yog lub sijhawm zoo muag tsev kuj tau nqis los ntawm 59% mus rau 51%.
Fannie Mae qhov kev tshawb fawb tsis yog tsuas yog kev yuav thiab muag tab sis sim kev xav txog tus nqi tsev, nqi tsev qiv nyiaj thiab kev ua lag luam. Nws muab lawv tag nrho rau hauv ib tus lej, uas kuj poob rau yim lub hlis ncaj thiab tam sim no zaum ntawm qhov qis tshiab.
Ib feem ntau ntawm cov neeg siv khoom, 37%, hais tias lawv cia siab tias cov nqi tsev yuav poob rau 12 lub hlis tom ntej. Qhov ntawd piv nrog 35% hauv lub Cuaj Hli. Ntau kuj ntseeg tias cov nqi tsev yuav nce.
Cov paj laum nrawm nrawm yog qhov ua rau lub khw muag khoom kub kub ntawm nws lub luj taws thaum lub caij ntuj sov. Qhov nruab nrab tus nqi ntawm cov npe nrov 30-xyoo ruaj khov pib lub xyoo ze rau cov ntaub ntawv qis, nyob ib ncig ntawm 3%. Txog rau lub Rau Hli nws hla 6%, thiab tam sim no tsuas yog ntau dua 7%, raws li Mortgage News Daily.
"Raws li cov kev txwv pheej yig txuas ntxiv txo cov neeg yuav khoom hauv tsev, thiab cov tswv tsev tsis kam muag ntawm cov nqi txo qis, peb cia siab tias kev muag khoom hauv tsev yuav qeeb ntxiv nyob rau lub hlis tom ntej, raws li peb cov kev kwv yees," sau Doug Duncan, Fannie Mae tus thawj kws lag luam, hauv tso tawm.
Cov nqi tsev poob dua nyob rau lub Cuaj Hli, raws li Black Knight, txawm hais tias ntawm qhov qeeb qeeb qeeb dua li lawv tau ua thaum Lub Xya Hli thiab Lub Yim Hli. Cov nqi tam sim no poob 2.6% txij thaum Lub Rau Hli, thawj peb lub hlis poob txij li xyoo 2018, thaum cov paj laum kuj tau nce. Nws yog qhov phem tshaj peb lub hlis rau cov nqi tsev txij li thaum ntxov 2009. Cov nqi, txawm li cas los xij, tseem 10.7% siab dua nyob rau lub Cuaj Hli dua li tib lub hlis xyoo tas los.
Tau qhov twg los: https://www.cnbc.com/2022/11/07/consumer-confidence-in-housing-hits-new-low-says-fannie-mae.html