Miniseries | E+ | Cov duab Getty
Raws li nrog ntau cov kab hauv koj nyiaj txiag hauv tsev, koj daim ntawv pov hwm tsheb yuav raug nqi ntau dua xyoo no dua li xyoo 2022.
Ntau npaum li cas?
Nws nyob ntawm ntau yam, suav nrog qhov chaw koj nyob. Hauv tebchaws, qhov nruab nrab rau tag nrho cov kev pabcuam - feem ntau txhais tau tias yog kev lav phib xaub, kev sib tsoo thiab kev qhia dav - yog $ 2,014 hauv 2023, nce txog 2.6% los ntawm 2022, raws li ib txoj kev tshawb fawb tshiab los ntawm Bankrate.
Tab sis hauv qee lub xeev, qhov dhia yog siab dua 15%. Qhov ntawd suav nrog 16.7% hauv Illinois - nce $ 258 txog $ 1,806 - nrog rau 15.4% hauv Alaska (nce $ 260 txog $ 1,946) thiab 15.2% hauv Florida, nce $ 421 txog $ 3,183.
Ntxiv ntawm Nyiaj Txiag:
Teb Chaws Asmeskas cov nuj nqis credit tau ntaus cov ntaub ntawv $ 930.6 billion
Yuav ua li cas yog tias koj tawm tsam nrog kev them nyiaj qiv tsheb pib
Cov xeev tau tuav $ 70 nphom hauv cov cuab tam tsis tau thov
Lub Xeev Sunshine kuj yog ib qho ntawm ob qhov chaw uas tus nqi nruab nrab tau hla tus nqi $ 3,000 - lwm qhov yog New York, ntawm $ 3,139.
Muaj ob lub xeev uas qhov nruab nrab tau poob rau xyoo no: New Jersey, nqis 7.2% rau $ 1,754, thiab Massachusetts, qhov twg nws poob 2.6% rau $ 1,262.
Tau kawg, tus nqi pes tsawg koj them kuj yog nyob ntawm cov khoom xws li koj lub tsheb tsim thiab qauv, thiab koj qhov kev xaiv tshwj xeeb, nrog rau koj lub hnub nyoog thiab cov ntaub ntawv tsav tsheb.
Txawm hais tias kev tuav pov hwm nws tus kheej nyiam noj ib feem me me ntawm ib tus neeg cov nyiaj tau los - kwv yees li 3% rau tus neeg nruab nrab, raws li kev tshawb fawb Bankrate - koj tuaj yeem txo nws ntxiv.
Nov yog qee cov lus qhia kws tshaj lij kom tau txais tus nqi qis.
Sim txhim kho koj cov qhab nia credit
Tus nqi nruab nrab txhua xyoo rau ib tus neeg muaj credit zoo lossis zoo heev - feem ntau, siab dua 740, ntawm qhov ntsuas ntawm 300 txog 850 - yog $ 1,764, raws li kev tshawb fawb Bankrate. Hauv qhov sib piv, qhov qhab nia tsis zoo - qis dua 580 - tau txais txiaj ntsig nruab nrab txhua xyoo ntawm $ 3,479. Qhov ntawd yog ib qho ntxiv $1,715.
Nug txog txhua qhov kev txo nqi
Xav txog kev nce koj qhov kev txiav tawm
Kav ib ncig
Tshawb nrhiav kev fajseeb khomob raws li kev siv
Ntau lub tuam txhab tuav pov hwm muaj kev siv nyiaj pov hwm txoj cai.
Cov kev pabcuam no tuaj yeem tsim cov nqi txo nqi los ntawm "tso cai rau tus neeg tuav pov hwm saib xyuas koj tsav tsheb li cas thiab koj tus cwj pwm tsav - nrawm, qauv nrawm, qauv nres - los ntawm lub xov tooj ntawm tes lossis cov khoom siv ntsaws rau hauv koj lub tsheb," Friedlander tau hais.