Tsoom fwv teb chaws tau hais rau hnub Wednesday tias nws tau txo tus nqi ntawm qee cov nyiaj qiv nyiaj hauv tsoomfwv los ntawm qhov nruab nrab ntawm $ 800 toj ib xyoo, txo nqi vaj tsev rau kwv yees li 850,000 tus neeg yuav tsev thiab cov tswv tsev hauv 2023.
Thawj Tswj Hwm Biden tau tshaj tawm tias dhau los ntawm Tsoom Fwv Saib Xyuas Tsev Hauv Tsev, nws tau txo qis nyiaj qiv nyiaj txhua xyoo ntawm FHA-insured qiv nyiaj los ntawm 0.85% mus rau 0.55% rau feem ntau cov qiv nyiaj tshiab.
Tus nqi them yog tus nqi them txhua hli uas cov tswv tsev nrog FHA-insured mortgages them kom muaj lawv cov nyiaj qiv, thiab them rau saum lawv cov nyiaj hli thiab cov paj paj.
"Cov lus tshaj tawm hnub no yog ib kauj ruam tseem ceeb hauv kev ua tswv cuab hauv tsev kom ua tiav," Biden-Harris cov thawj coj tau hais hauv nqe lus. "Qhov kev ntsuas txo tus nqi no yuav ua rau kev yuav tsev ntau dua thiab pheej yig dua rau cov neeg qiv nyiaj qis thiab nruab nrab cov nyiaj tau los ntau dua."
Ntau tshaj 80% ntawm cov neeg qiv nyiaj FHA yog thawj zaug yuav tsev, tsoomfwv tau ntxiv, thiab tshaj li ib lub hlis twg yog cov neeg yuav khoom xim.
Qhov nruab nrab lub tsev yuav nrog FHA-insured qiv nyiaj yog qhov nruab nrab tsawg dua $ 270,000. Nyob rau hauv sib piv, tus nqi nruab nrab ntawm ib Tam sim no-tsev nyob hauv Asmeskas yog $ 359,000.
Kev txo qis tus nqi qiv nyiaj qiv nyiaj los ntawm 0.3 feem pua cov ntsiab lus pab cov tswv tsev txuag tau $ 900 toj ib xyoo yog tias lawv yuav tsev nrog $ 300,000 qiv, thiab ntau npaum li $ 1,500 toj xyoo yog tias lawv rho tawm $ 500,000 nqi tsev, tsoomfwv tau hais.
Qhov kev txav mus los txo cov nqi them yog txhawm rau pab cov neeg siv khoom sib npaug ntawm cov nqi qiv nyiaj nce ntxiv. Cov neeg yuav khoom tau ntsib ntau dua cov nqi tsev, nrog rau 30-xyoo nruab nrab ntawm 6.62%, raws li cov ntaub ntawv tshiab los ntawm Lub Tsev Haujlwm Saib Xyuas Nyiaj Txiag. Qhov nce hauv cov nqi ntxiv ntau pua daus las hauv kev txaus siab rau cov neeg yuav khoom tus nqi.
"Cov nqi qis dua yuav nthuav dav cov tswv tsev los ntawm kev txo cov nqi tsev qiv nyiaj rau cov neeg qiv nyiaj uas tsim nyog FHA, muab kev pab cuam tseem ceeb los ntawm kev nce siab hauv cov nqi tsev thiab cov nqi tsev nyob rau lub sijhawm rau lub caij nplooj ntoos hlav yuav," Bob Broeksmit, tus thawj tswj hwm thiab CEO ntawm Lub Tsev Them Nqi. Bankers Association.
Raws li tsoomfwv, FHA-insured qiv nyiaj suav rau 7.5% ntawm kev muag tsev hauv peb lub hlis twg ntawm xyoo tas los.
FHA insures qiv nyiaj feem ntau muaj a kev them nqi me me. Kev them nqi qis tuaj yeem qis li 3.5% ntawm tus nqi yuav khoom.
Cov nyiaj qiv no tseem muaj "cov ntawv sau tau yooj yim dua, ua rau cov tsev neeg pib tsim kev muaj nyiaj los ntawm kev ua tswv tsev ntxov dua li lawv muaj peev xwm thiab muab lub qhov rooj qhib rau cov qiv nyiaj uas tsim nyog," White House tau hais.
"Cov tswv tsev tam sim no yog lub hauv paus tseem ceeb ntawm kev tsim muaj nyiaj txiag rau ntau tsev neeg Asmeskas," cov lus hais ntxiv. "Tab sis vim muaj kev poob qis hauv lub tebchaws hauv kev muab cov tsev pheej yig thiab hloov pauv kev thov vaj tsev thaum muaj kev sib kis, thawj zaug cov neeg yuav tsev tau tawm tsam hauv xyoo tas los no kom ua tiav cov tswv tsev."
Tau qhov twg los: https://www.marketwatch.com/story/as-interest-rates-rise-biden-administration-will-reduce-the-cost-of-some-mortgages-by-800-per-year-8e05394d? siteid=yhoof2&yptr=yahoo