5 tus chij liab kom pom cov tub ntxhais kawm qiv nyiaj zam txim thov kev dag ntxias

Thawj Tswj Hwm Biden officially launched daim ntawv thov rau tsoom fwv teb chaws cov tub ntxhais kawm qiv nyiaj zam txim rau hnub Monday - thiab cov kws dag ntxias twb "tawm mus" los ntes cov neeg qiv nyiaj thiab cov ntaub ntawv tus kheej, Tsoom Fwv Teb Chaws Trade Commission tau ceeb toom rau hnub Tuesday.

Kaum tawm lab tus neeg Asmeskas muaj cai rau kev tshem tawm cov nuj nqis. Cov neeg qiv nyiaj tuaj yeem tsim nyog rau kev tshem tawm mus txog $10,000 ntawm tsoom fwv cov nuj nqis, ib qho nyiaj uas doubles rau $20,000 rau Cov neeg tau txais Pell Grant, uas yog los ntawm cov tsev neeg tau nyiaj tsawg.

Ntau tshaj 8 lab tus tib neeg tau thov kev pab rau lub asthiv thaum lub sijhawm a luv beta xeem lub sij hawm uas pib hnub Friday, Thawj Tswj Hwm Joe Biden tau hais rau hnub Monday.

Tab sis cov neeg ua txhaum cai yog tsom rau cov neeg qiv nyiaj ua ntej thiab tom qab lawv thov, FTC tau hais.

"Raws li tib neeg ua lawv daim ntawv thov, [Lub Tsev Haujlwm Saib Xyuas Kev Kawm] yuav tshuaj xyuas lawv raws li kev hloov pauv," FTC tau hais hauv neeg siv khoom ceeb toom. "Puag qee qhov kev ua siab ntev thiab ua raws li cov txheej txheem ... tsis yog cov uas hais tias lawv tuaj yeem tso koj rau ntawm kab. Vim cov ntawd yog cov scammers. "

Cov neeg qiv nyiaj tuaj yeem thov kev zam txim tsis pub dhau Lub Kaum Ob Hlis 31, 2023.

Ntxiv ntawm Nyiaj Txiag:
Ntau tshaj 9 lab tus tib neeg tseem tuaj yeem thov cov txiaj ntsig se 2021 muaj txiaj ntsig
Yuav ua li cas sunflowers, tsov rog thiab drought coj butter thiab margarine nqi mus rau spike
Qhov 'bummer' ntawm $ 7,500 electric tsheb se credit

Ntawm no yog tsib tus chij liab Cov neeg qiv nyiaj thov kev pab them nqi yuav tsum tau saib xyuas, raws li FTC.

1. Koj tsis thov ncaj qha ntawm StudentAid.gov

Tsis txhob muab koj cov ntaub ntawv rau lwm tus neeg sab nrauv muab thov rau koj. Thov ncaj qha ntawm StudentAid.gov/DebtRelief.

Tam sim no, daim ntawv thov tsuas yog online. Yuav muaj daim ntawv thov muaj nyob rau hnub tom qab.

2. Muaj tus nqi thov

Tus neeg twg uas hais tias koj yuav tsum them nyiaj rau kev thov yog tus neeg dag, FTC tau hais tias: "Thiab tus neeg twg uas lav kev pom zoo lossis kev zam txim sai dua: kev dag ntxias, kev dag ntxias, kev dag ntxias."

3. Koj tab tom upload cov ntaub ntawv nyiaj txiag

Daim ntawv thov tiag tiag yog luv thiab ncaj nraim: Nws nug koj lub npe, hnub yug, tus lej Xaus Saus, xov tooj thiab chaw nyob.

Thaum koj ua ntawv thov online, koj tsis tas yuav upload lossis txuas cov ntaub ntawv xws li cov ntawv sau se yav dhau los los ua pov thawj cov nyiaj tau los. Tsis muaj leej twg "legit" yuav nug koj li Federal Student Aid (FSA) IDFTC hais tias, tus account hauv txhab nyiaj lossis credit card cov ntaub ntawv.

Ib qho tseem ceeb: Qhov kev pab cuam tseem txwv rau cov neeg uas khwv tau tsawg dua $ 125,000 toj xyoo, lossis cov txij nkawm lossis cov thawj coj ntawm tsev neeg khwv tau tsawg dua $250,000. Thaum Lub Tsev Haujlwm Saib Xyuas Kev Kawm pib ua daim ntawv thov, qee tus neeg thov yuav tsum tau txheeb xyuas lawv cov nyiaj tau los - tab sis tsis yog thaum lawv thov, FTC tau hais.

4. Email hloov tshiab los ntawm qhov chaw nyob khib

Thaum koj thov kev zam txim, cia siab tias e-mail hloov tshiab los ntawm Lub Tsev Haujlwm Saib Xyuas Kev Kawm, FTC tau hais. Lub chaw haujlwm yuav hais kom koj xa cov ntaub ntawv se txheeb xyuas koj cov nyiaj tau los lossis tej zaum yuav muab kev hloov tshiab ntawm koj daim ntawv thov.

Tab sis cov emails tsuas yog los ntawm cov neeg xa khoom raug cai: [email tiv thaiv], [email tiv thaiv] or [email tiv thaiv].

Ua tib zoo mloog tus neeg xa ntawv chaw nyob, lub koom haum tau hais. Txhua yam txawv ntawm cov saum toj no - txawm me ntsis typos - yog cov cim qhia tias koj tau txais ib tug fake e-mail los ntawm ib tug con artist.

5. Kev cog lus los pab koj tsim nyog, rau tus nqi

Cov neeg uas hais tias lawv tuaj yeem tau txais koj cov nuj nqis pab tau pom zoo, rau tus nqi, yog neeg ua txhaum cai, raws li FTC.

Yog tias koj daim ntawv thov raug tsis kam lees, "ua raws li ED cov txheej txheem," lub koom haum hais. Ua raws li cov lus qhia ntawm koj daim ntawv ceeb toom email; Yog tias koj muaj lus nug, hu rau FSA tus xov tooj tshwj xeeb ntawm 1-833-932-3439.