5 kev lag luam uas muag hauv tsev txias sai tshaj plaws

Tom qab frenzy ntawm kev sib tw ua tsov ua rog, US vaj tsev lag luam pib txias, tshwj xeeb tshaj yog nyob rau sab hnub poob ntug dej hiav txwv, raws li cov paj laum qiv nyiaj nce. Qhov ntawd yog yuam qee tus neeg muag khoom kho.

Bill Kowalczuk, tus kws muag khoom vaj khoom tsev ntawm Coldwell Banker Warburg hais tias "Cov neeg muag khoom yuav tsum muaj tseeb dua,"

Ntau lub khw sab hnub poob tau txias sai tshaj plaws, nrog San Jose, California, saum toj kawg nkaus hauv daim ntawv teev npe, raws li a tshiab Redfin tsom xam raws li tus nqi muag khoom nruab nrab, cov khoom hloov pauv thiab lwm cov ntaub ntawv vaj tse txij lub Ob Hlis mus txog rau Tsib Hlis.

Ntxiv ntawm Nyiaj Txiag:
Yuav tsum paub dab tsi txog kev thim tawm ntawm kev yuav tsev hauv kev cog lus
Tus tsim cai lij choj hais kom Yellen, Nyiaj Txiag tshem tawm 'daim kab xev' rau Series I daim ntawv cog lus
Kev nce nqi nce los ntawm 9.1%, feem ntau txij li xyoo 1981. Koj tus kheej tus nqi piv li cas?

Cov nqi tsev qiv nyiaj qis hauv xyoo tas los no tau ua rau muaj kev xav tau hauv ntau lub khw, ua rau qee qhov kub dhau, piav qhia Redfin tus thawj coj nyiaj txiag Daryl Fairweather.

Nws tau hais tias "Cov kev lag luam no tau muaj kev rov qab sai sai rau lub ntiaj teb tam sim no uas cov nqi tsev qiv nyiaj siab heev," nws hais.

Thaum 30-xyoo-laus tus nqi qiv nyiaj qiv nyiaj nyob ib puag ncig 3% thaum kawg lub Kaum Ob Hlis, cov nqi ntawd tau dhia mus rau ze li 6% raws li Tsoom Fwv Teb Chaws Reserve hikes nws tus nqi benchmark mus tua nce nqi nce nqi.

Cov no yog cov lag luam hauv Teb Chaws Asmeskas uas tau ua kom txias sai tshaj plaws hauv lub xyoo dhau los, raws li Redfin, raws li tus nqi muag khoom nruab nrab, kev hloov pauv hauv cov khoom muag, tus nqi poob thiab lwm yam.

1. San Jose, California
2. Sacramento, California
3. Oakland, CA
4. Seattle, Washington
5. Stockton, California

Cov kev lag luam hauv Teb Chaws Asmeskas no tau txias tshaj qhov qeeb tshaj xyoo dhau los, raws li Redfin, raws li tib yam.

1. Albany, New York
2. El Paso, Texas
3. Choj Ncig Nkoj, Txuas Txuas
4. Lake County, IL
5. Rochester, New York

Kowalczuk tau hais tias "Peb txhua tus pom tib yam qeeb qeeb thiab thim rov qab, tshwj xeeb tshaj yog nyob rau theem siab dua," Kowalczuk hais.

Qhov tseeb tiag, cov tsev uas muaj nyiaj daus las siab hauv cov cheeb tsam xws li Northern California tau raug mob hnyav dua li 30-xyoo cov nqi tsev qiv nyiaj tau nce mus txog 6%, Redfin tsom xam pom.

Nrog rau 6% paj laum, $ 1 lab lub tsev nrog 20% ​​kev them nqi qis yuav raug nqi kwv yees li $ 1,400 ntau dua ib hlis dua li ntawm 3% tus nqi, raws li tsab ntawv ceeb toom.

Fairweather tau hais tias "Nws txaus ua rau qee tus neeg txiav txim siab xauj lossis tsiv mus rau lwm qhov," Fairweather hais.

Raws li kev ua lag luam txias, cov neeg muag khoom yuav tsum tsis txhob cia siab tias yuav muaj ib lub tsev qhib los kos ntau qhov kev sib tw lossis kev sib tw ua tsov rog rau 20% txog 30% tshaj tus nqi nug, Kowalczuk tau hais. "Cov hnub ntawd ploj mus."

Thaum npaj sau lub tsev, ntiav ib tus neeg saib xyuas vaj tsev lossis tus neeg ua haujlwm uas paub txog koj lub zej zog lossis cheeb tsam los pab koj txheeb xyuas tus nqi nug, nws hais. Yog tias koj tus nqi pheej yig heev, "nws yuav yog qhov hnia ntawm kev tuag."

Yog tias tus nqi siab pib ua rau cov neeg yuav khoom tawm mus thiab lub tsev poob rau hauv kev ua lag luam, cov neeg yuav khoom tuaj hla cov npe tom qab tuaj yeem pom tias muaj qee yam tsis raug rau cov cuab yeej, Kowalczuk tau hais. 

"Txhua qhov kev thov yog qhov kev thov zoo thiab nws yog tus neeg yuav khoom," nws hais ntxiv. Koj yuav tsum txaus siab rau kev sib tham ntawm tus nqi, tsuav yog tus neeg yuav khoom tau pom zoo ua ntej rau kev yuav tsev, nws hais.

Txawm hais tias kev ua lag luam tam sim no muaj peev xwm tsawg dua rau cov neeg muag khoom, koj tseem tuaj yeem nqa tus nqi siab dua ua ntej muaj kev sib kis, Kowalczuk tau hais.

Thaum tus nqi nruab nrab ntawm Teb Chaws Asmeskas muag tsev yog $ 329,000 thaum lub quarter thib ib ntawm 2020, tus lej tau dhia mus txog ze li $ 429,000 ob xyoos tom qab, raws li Tsoom Fwv Teb Chaws Cov Ntaub Ntawv Cia.