thaum on-chain insurance tau nyob ib ncig ntawm 2017, tsuas yog ib qho measly 1% ntawm tag nrho cov kev nqis peev crypto tau them los ntawm kev tuav pov hwm, txhais tau tias kev lag luam tseem yog "pw tsaug zog loj," raws li tus thawj tswj hwm kev pov hwm crypto.
Hais lus rau Cointelegraph, Dan Thomson, CMO ntawm decentralized npog raws tu qauv InsurAce tau hais tias muaj qhov sib txawv loj ntawm tag nrho cov nqi kaw (TVL) hauv crypto thiab decentralized nyiaj txiag (DeFi) raws tu qauv thiab feem pua ntawm TVL nrog kev tuav pov hwm:
"DeFi kev tuav pov hwm yog qhov loj heev tsaug zog. Nrog tsawg dua 1% ntawm tag nrho cov crypto them thiab tsawg dua 3% ntawm DeFi, muaj lub sijhawm ua lag luam loj tseem yuav tsum paub. "
Txawm hais tias kev nqis peev ntau tau nchuav rau hauv cov ntawv cog lus ntse ruaj ntseg, on-chain insurance pab raws li ib txoj kev daws teeb meem rau kev tiv thaiv cov cuab tam digital - xws li thaum daim ntawv cog lus ntse raug siv los yog ua ntej ntawm Web3 raws tu qauv raug cuam tshuam.
Lub cev qhuav dej ntawm Terra (LUNA) thiab qhov tshwm sim depeg ntawm Terra USD muab a phau ntawv piv txwv ntawm yuav ua li cas kev tuav pov hwm on-chain tuaj yeem tiv thaiv cov tub ua lag luam, sau Thompson, ntxiv tias InsurAce "them $ 11.7 lab rau 155 tus neeg raug tsim txom UST."
"Hacks hauv 2021 hauv DeFi ib leeg suav txog $ 2.6 nphom hauv kev poob" suav txog $ 10 nphom hauv qhov dav crypto qhov chaw, thiab "peb dhau los uas nyob rau xyoo 2022 lawm," Thomson hais ntxiv, hais txog qhov xav tau kev pov hwm ntawm cov saw hlau rau digital. cov khoom muaj nqis.
Sib tham txog seb cov tuam txhab pov hwm ib txwm muaj thaum kawg tuaj yeem muab cov khoom lag luam tsom mus rau crypto, Thomson tau hais tias thaum nws tau ua rau muaj kev txaus siab ntawm cov tuam txhab ib txwm muaj, lawv tseem tsis tau txav mus rau qhov chaw "vim lawv tus kheej cov kev cai thiab ua raws," ntxiv:
"Kuv tsis ntseeg tias cov tuam txhab pov hwm kev tuav pov hwm loj dua yuav tsim lawv tus kheej cov apps rau qhov chaw, tab sis yuav nyiam muab hom kev tuav pov hwm rov qab los ua ib txoj hauv kev tau txais kev cuam tshuam."
Thomson tau hais tias cov txheej txheem kev tuav pov hwm ntawm cov saw hlau tseem tau raug kev txom nyem qee qhov kev poob qis ntawm lawv tus kheej txawm li cas los xij, ceeb toom tias lub peev xwm tau nres qhov kev loj hlob ntawm cov kev tuav pov hwm ntawm cov saw hlau:
"Lub peev xwm raug txwv los ntawm kev sau nyiaj [uas yog] ib yam dab tsi ua nrog kev tuav pov hwm rov qab tab sis hauv DeFi nws tau ua los ntawm cov neeg koom nrog thiab yog li txwv los ntawm TVL [uas ua rau nws] nyuaj rau feem ntau cov txheej txheem los tsim kom muaj peev txheej txaus."
Qhov teeb meem no yog qhov hnyav dua los ntawm qhov tseeb tias cov chaw muab kev tuav pov hwm hauv-chain tawm tsam los muab cov chaw muab peev nrog cov peev txheej txaus nyiam, uas ua rau tsis txaus siab rau cov peev txheej, nws hais.
Thomson tau hais tias tam sim no nws lub tuam txhab tab tom nrhiav los daws qhov teeb meem peev nyiaj txiag los ntawm kev siv nyiaj rov qab los ntawm cov tuam txhab pov hwm ib txwm muaj raws li "kev loj hlob turbo-them los ntawm kev lag luam dais," ntxiv:
"Yuav kho qhov no peb yuav yog ib qho ntawm thawj cov txheej txheem tuaj yeem txuas rov qab mus rau kev nkag mus rau cov kev tuav pov hwm ib txwm muaj los ntxiv rau peb cov peev txheej uas twb muaj lawm los ntawm cov khoom muaj nqis."
Qee qhov kev sib pauv cryptocurrency tam sim no muab kev pab cuam pov hwm, tab sis tsawg heev crypto-native protocols tshwj xeeb hauv kev tuav pov hwm ntawm cov saw hlau.
Related: Qhov xav tau ntau ntxiv rau crypto-native insurance
On-chain insurance services txawv ntawm raws tu qauv mus rau raws tu qauv, tab sis feem ntau raws tu qauv xav kom cov neeg siv qhia kom meej qhov chaw nyob daim ntawv cog lus ntse lawv xav tau kev pab rau, nrog rau tus nqi, txiaj, thiab lub sij hawm nyob rau hauv thiaj li yuav tsim ib tug quote.
Ntau cov txheej txheem tom qab ntawd siv lub koom haum decentralized autonomous (DAO) thiab lub token kom tso cai rau cov neeg tuav cov token pov npav rau qhov siv tau ntawm kev thov.
Ntawm lwm cov kev pov hwm kev tuav pov hwm saum toj kawg nkaus suav nrog Nexus Mutual thiab inSure DeFi.
Tau qhov twg los: https://cointelegraph.com/news/crypto-insurance-a-sleeping-giant-with-only-1-of-investments-covered