Cov neeg tau txais kev pab cuam tshuam rau Mobile Payment Apps, Crypto, Thiab Contactless Payments

Mobile Payment Apps, Cryptocurrency loj hlob nyob rau hauv nrov

Ntau tus neeg tau txais kev pabcuam tau siv cov apps them nyiaj mobile thiab muaj tus tswv cryptocurrency. Raws li kev tshawb fawb tshiab, kev txais yuav thiab kev siv mobile them nyiaj apps tau loj hlob. Tsuas yog 14% ntawm cov neeg teb tau tshaj tawm tsis tau siv lub xov tooj them nyiaj app hauv xyoo dhau los. PayPal yog qhov nrov tshaj plaws them nyiaj app, nrog 72% ntawm cov neeg teb hais tias lawv tau siv nyob rau hauv xyoo tas los, piv rau Nyiaj Ntsuab App (32%), Venmo (26%), Google Them (21%), Zelle (20%) , thiab Apple Pay (19%). Txoj kev tshawb no kuj tau tshuaj xyuas cov qauv hauv cryptocurrency, pom tias ntau dua ib feem peb ntawm cov neeg teb thaum muaj hnub nyoog 18-54 tus kheej cryptocurrency, nrog cov neeg muaj hnub nyoog 18-34 feem ntau yuav muaj nws (37%), thiab cov tib neeg 35-54 (33). %) tom qab tsuas yog me ntsis. Tsis tas li ntawd, 67% ntawm cov neeg uas muaj cryptocurrency txaus siab xav siv nws rau kev yuav khoom yog tias nws tau txuas nrog lub hnab nyiaj txawb. [Chain Store Hnub nyoog]

Kev them nyiaj tsis sib cuag tau txais ntawm daim npav rho nyiaj

Cov npav rho nyiaj yuav yog cov neeg siv khoom nyiam txoj hauv kev them nyiaj, tab sis txoj kev tsis sib cuag tau tos hauv tis. Ib txoj kev tshawb fawb tshiab qhia tau hais tias thaum 42% ntawm cov neeg tshawb fawb tau hais tias lawv nyiam ua kev lag luam los ntawm credit card, 36% hais tias lawv nyiam cov kev xaiv tsis sib cuag. Cov kev nyiam no thiab ua rau cov khw muag khoom hloov pauv cov kev xaiv them nyiaj uas lawv muab, nrog ntau tshaj li peb feem peb ntawm cov tub lag luam hais tias lawv muab cov kev them nyiaj tsis sib cuag. Cov hnab nyiaj ntawm tes yog cov khoom siv ntau tshaj plaws (63%), ua raws li kev them nyiaj tsis siv daim npav (44%) thiab QR cov lej (25%). Daim ntawv tshaj tawm kuj pom tias cov neeg siv khoom tau ua 37% ntawm lawv cov kev yuav khoom txhua hli hauv online. Qhov ntawd yog qhov cuam tshuam rau cov khw muag khoom tau pom, raws li lawv tshaj tawm tias tam sim no tau txais 58% ntawm lawv qhov muag tag nrho los ntawm cov channel hauv online. [PYMNTS]

CFPB pom zoo credit card Giants yuav tsis ua si ncaj ncees

Consumer Financial Protection Bureau tab tom saib seb puas yog cov credit card loj tshaj plaws tau koom nrog kev ua tsis ncaj ncees lossis kev tiv thaiv kev sib tw tau muab tias yim lub tuam txhab tswj hwm 70% ntawm kev ua lag luam. CFPB tau hais hauv tsab ntawv tshaj tawm hnub Wednesday tias nws tab tom saib txoj hauv kev los ua kom yooj yim rau cov neeg siv khoom sib piv, hloov lossis rov them cov npav rho nyiaj. Cov neeg siv khoom tau them kwv yees li $ 120 nphom hauv ib xyoos hauv cov paj thiab cov nqi ntawm daim npav rho nyiaj los ntawm 2018 txog 2020, lossis kwv yees li $ 1,000 ib xyoos ib tsev neeg, CFPB tau hais. [American Banker]

Google Pay's New Focus yog dhau los ua Cov Hnab Nyiaj Txiag Tag Nrho

Rov qab rau Lub Kaum Hli, Google Them tau tso tseg nws cov phiaj xwm rau "Plex" cov txhab nyiaj hauv txhab nyiaj nrog daim npav nrog. Raws li Bloomberg, Google qhia tias Them tam sim no yuav tsom mus rau kev ua lub hnab nyiaj digital. Google tam sim no xav "ua cov ntaub so ntswg sib txuas rau tag nrho cov neeg siv khoom lag luam nyiaj txiag." Qhov no yuav koom nrog ntau yam kev koom tes, suav nrog Coinbase thiab BitPay kom "kho cov khoom muaj nqis crypto hauv daim npav digital." Koj tuaj yeem ntxiv daim npav Coinbase rau Google Them. Lub tuam txhab tsis tau tshaj tawm cov phiaj xwm lees txais crypto rau kev lag luam uas siv Google Them (feem ntau pom ntawm cov vev xaib thiab cov apps hauv xov tooj), tab sis nws tawm ntawm lub rooj rau yav tom ntej. [9 rau 5 Google]

Chase tshaj tawm cov kev hloov pauv rau nws daim npav ywj pheej

Chase txoj kab nrov ntawm cov npav rho nyiaj rov qab, Chase Freedom Unlimited thiab Chase Freedom Flex, tab tom tau txais kev hloov pauv. Cov kev hloov pauv tseem ceeb tshaj plaws suav nrog kev tshem tawm cov khoom plig rau kev siv khoom noj nrog ob daim npav thiab 1.5 feem pua ​​​​txhawb cov pawg ntxiv rau Kev ywj pheej Unlimited hauv thawj xyoo, uas tseem tau txais cov nyiaj ntsuab ntawm nws cov nyiaj txais tos raug tshem tawm. Chase koom nrog cov qib ntawm ntau daim npav rho tawm uas txuas ntxiv hloov kho lawv cov kev muab rau cov kev hloov pauv tas li ntawm cov neeg siv khoom siv hauv xyoo tas los. Txog tam sim no, nws zoo li qhov kev hloov pauv rau cov npav nyiaj rov qab no yuav muaj txiaj ntsig rau cov neeg uas yuav siv nyiaj ntau dua rau kev mus ncig, noj mov thiab kev pabcuam xa khoom tsim nyog. [Bankrate]

Southwest Airlines Launches paj-dawb BNPL kev daws teeb meem hauv kev koom tes nrog Uplift

Txoj kev daws teeb meem BNPL pab cov lag luam mus ncig Uplift tau tshaj tawm tias nws koom tes nrog Southwest Airlines rau kev mus ncig tsis muaj paj rau Hawaiian Islands. Daim ntawv cog lus tshiab tso cai rau cov neeg siv khoom tuaj yeem caij davhlau nrog Southwest Airlines mus rau Hawaii kom txog rau thaum 24 Lub Ib Hlis 2022 siv cov kev xaiv them nyiaj tsis muaj paj laum los ntawm Uplift. Cov neeg siv khoom tuaj yeem xaiv los ntawm ntau lub davhlau los ntawm Tebchaws Meskas mus txog rau thaum Lub Yim Hli 2022 thiab tuaj yeem ya mus rau lawv qhov chaw nyiam ua ntej them tag nrho cov nqi ntawm daim pib dav hlau. Lub Southwest Airlines 'kev nce qib tsis muaj paj laum yog muaj rau kev yuav khoom ntau dua $ 49 rau peb lossis rau lub sijhawm, tsis muaj tus nqi lig thiab kev nplua nyiaj ua ntej. Uplift tam sim no muaj kev koom tes nrog ntau tshaj 200 lub dav hlau thoob ntiaj teb, cov kab caij nkoj, chaw so, thiab lwm yam kev mus ncig los muab BNPL cov kev xaiv them nyiaj rau cov neeg txaus siab mus so. [Cov neeg them nyiaj]

Chase mus Launch Instacart Co-Branded Credit Card

Txij li thaum Lub Rau Hli 2020, Chase thiab Instacart tau koom tes los muab cov txiaj ntsig zoo rau Chase cov neeg tuav daim npav, suav nrog kev ua tswv cuab Instacart Express pub dawb thiab luv nqi. Hnub Wednesday, lub tsev txhab nyiaj thiab cov khoom xa tuaj tau tshaj tawm tias lawv yuav tshaj tawm Instacart co-branded credit card. Instacart Mastercard daim npav rho nyiaj yuav yog thawj daim npav sib koom ua ke uas muab los ntawm kev pabcuam xa zaub mov. Daim npav yuav muab cov neeg siv khoom muaj peev xwm kom tau txais cov ntsiab lus nrawm ntawm Instacart kev yuav khoom thiab muab ntau yam txiaj ntsig, txiaj ntsig thiab kev txuag nyiaj. [CNBC]

UK Regulator Fines Mastercard, Lwm tus rau Prepaid Cards Cartel

Tebchaws Askiv tus tswj hwm kev them nyiaj rau hnub Tuesday tau nplua tsib lub tuam txhab them nyiaj suav nrog Mastercard tag nrho ntawm 33 lab phaus ($ 45 lab) rau kev coj tus cwj pwm cuam tshuam nrog cov npav them ua ntej muab rau cov neeg tsis muaj zog ntawm cov txiaj ntsig zoo. The Payment Systems Regulator tau hais tias cov tuam txhab ua txhaum txoj cai sib tw los ntawm kev pom zoo kom tsis txhob sib tw lossis sib tsoo cov neeg siv khoom ntawm daim npav them ua ntej muab los ntawm cov tub ceev xwm hauv nroog kom faib cov nyiaj pab them nqi kho mob rau cov neeg tsis muaj zog. Lub cartel txhais tau tias cov neeg tau txais daim npav - uas suav nrog cov neeg tsis muaj tsev nyob, cov neeg raug tsim txom hauv tsev thiab cov neeg nrhiav lub tsev vwm - tuaj yeem plam cov khoom pheej yig dua lossis zoo dua. [Reuters]

Mastercard Strikes NFT Kev Them Nyiaj Deal nrog Coinbase Amid a Wave of Crypto Partnerships Tsis ntev los no

Mastercard tau hais tias nws tau kos npe rau daim ntawv cog lus nrog Coinbase, qhov tseeb tshaj plaws hauv kev sib koom ua ke tsis ntev los no ntawm kev them nyiaj thiab cryptocurrency loj heev. Coinbase cov neeg siv khoom yuav tuaj yeem siv Mastercard credit thiab debit cards los ua kev yuav khoom ntawm crypto pauv lub lag luam NFT yav tom ntej. Coinbase tau tshaj tawm xyoo tas los npaj los tsim lub platform rau minting thiab yuav cov tokens uas tsis muaj txiaj ntsig, uas tau tawg hauv kev muaj koob npe dhau 12 lub hlis dhau los. Los ntawm kev koom tes nrog Mastercard, Coinbase cov thawj coj tau hais tias lawv tab tom nrhiav kom txo kev sib txhuam hauv NFT kev yuav khoom. Tam sim no, uas feem ntau xav kom cov neeg siv khoom qhib lub hnab nyiaj crypto, yuav cov nyiaj digital, tom qab ntawd siv cov NFTs hauv kev lag luam online. [CNBC]

BJ Cov Lag Luam Lag Luam Lag Luam los hloov daim npav rho nyiaj mus rau Peev Ib, Kev Lag Luam Blow rau ADS

Alliance Data Systems poob ib qho ntawm nws cov credit card loj tshaj plaws: BJ's Wholesale Club. Cov tswvcuab-tsuas yog cov koom haum lag luam wholesale yog txav nws cov npav rho nyiaj sib koom ua ke rau Capital One. Qhov kev txav mus los yog qhov teeb meem loj rau ADS, uas tshwj xeeb hauv cov npav rho nyiaj. BJ's yog ib qho ntawm nws cov txiaj ntsig zoo tshaj plaws kev koom tes nrog daim npav rho nyiaj, suav txog kwv yees li $ 1.5 nphom hauv cov nyiaj tshuav. BJ's rau hnub Tuesday tau foob ADS hauv Massachusetts Lub Tsev Hais Plaub Qib Siab, thov tias lub tuam txhab tau qeeb cov txheej txheem ntawm kev hloov pauv daim npav rho nyiaj uas twb muaj lawm. [The Wall Street Journal]

Cov tub lag luam hu rau US Regulators los tshuaj xyuas tus nqi swipe

Cov Tub Lag Luam Them Nyiaj Pab Koom Tes tau xa tsab ntawv mus rau Asmeskas cov neeg tswj hwm kev ntseeg siab los tshuaj xyuas cov nqi rub tawm los ntawm cov tuam txhab credit card loj hauv Asmeskas tom qab Amazon tau hem tias yuav txwv tsis pub UK daim npav Visa hauv tebchaws Askiv thiab rov thim qhov kev txiav txim siab. Visa thiab Mastercard account rau ze li ntawm 80% ntawm US credit card lag luam, thiab rub tus nqi rau Visa thiab Mastercard credit cards ua ke tag nrho $ 61.6 nphom hauv 2020, nce 137% hauv kaum xyoo dhau los, raws li Nilson Report. MPC kuj tseem sau tias cov nqi ua haujlwm rau txhua hom thiab cov npe ntawm daim npav tau nce 70% hauv 10 xyoo dhau los ntawm $ 110.3 billion hauv 2020. [Convenience.org]

Peev Ib Ntxiv Cov txiaj ntsig Kev Ncig Tebchaws Tshiab rau 3 ntawm nws daim npav rho nyiaj

Capital One tab tom sib sib zog nqus khi ntawm nws cov khoom siv credit card thiab kev mus ncig. Tus tshaj tawm tshaj tawm tias nws tau ntxiv ob qho kev ua ub no tshwj xeeb thiab luv nqi rau cov neeg tuav daim npav siv nrog kev sib raug zoo club Gravity Haus. Kev koom tes tshiab ob xyoos tau txais daim npav tuav pov hwm ntawm Capital One Venture X, Capital One Venture thiab Capital One VentureOne credit cards $ 300 luv nqi rau kev koom tes hauv Gravity Haus txhua xyoo, nrog rau kev nkag mus rau sab nraum zoov kev lom zem. [CNN]