Qhov zoo tshaj plaws Decentralized Lending raws tu qauv rau NFT tuav hauv 2023

JPEG'd yog ib qho kev qiv qiv qiv nyiaj uas tsim los ntawm Ethereum blockchain uas tso cai rau cov neeg tuav tsis yog-fungible token (NFT) los qhib cov nqi qiv nyiaj (CDPs) siv lawv cov NFTs los ua cov khoom lag luam. Hauv no JPEG'd tshuaj xyuas tshaj tawm, peb yuav tshawb txog cov yam ntxwv ntawm JPEG'd, nws cov tokenomics, thiab cov phiaj xwm rau lub platform txoj kev txhim kho yav tom ntej.

Introduction

JPEG'd yog dab tsi?

JPEG'd yog ib qho kev qiv qiv nyiaj raws cai tsim los ntawm Ethereum blockchain. Nws tso cai rau cov neeg tuav pov hwm uas tsis yog-fungible token (NFT) los qhib cov nuj nqis uas tsis muaj nuj nqis (CDPs) siv lawv cov NFTs ua cov khoom lag luam. Qhov no tso cai rau cov neeg siv kom tau txais txiaj ntsig zoo ntawm lawv cov NFTs los ntawm minting PUSd (cov neeg nyob ruaj khov ntawm cov txheej txheem) lossis pETH (cov haiv neeg Ethereum derivative ntawm cov txheej txheem).

Txoj cai tswjfwm yog tswj hwm los ntawm lub cim, $ JPEG, uas yog lub luag haujlwm rau kev saib xyuas, tswj hwm, thiab hloov pauv qhov tsis raws cai. JPEG'd yog tsis tso cai kiag li, kev faib tawm, thiab tsis tswj hwm los ntawm ib qho chaw nruab nrab. JPEG txoj cai tswjfwm txhawm rau txuas qhov sib txawv ntawm DeFi thiab NFTs, tso cai rau ib qho kev sau NFT, tau pov npav los ntawm kev tswj hwm, kom tau txais ib txoj kab qiv nyiaj uas siv lawv cov NFTs los ua collateral.

Txhawb Kev Sau

JPEG'd tsis ntev los no tau tshaj tawm cov kev txhawb nqa tam sim no ntawm nws lub platform, uas suav nrog CryptoPunks, EtherRocks, Bored Ape Yacht Club, Mutant Ape Yacht Club, Doodles, Azuki, Pudgy Penguins, Clonex, Autoglyphs, Fidenza, Chromie Squiggles, Ringers, thiab lwm yam. Tsis tas li ntawd, JPEG'd tau sau tseg txog qhov tsis tshua muaj ntawm qee yam khoom hauv NFT cov khoom sau thiab tau ntxiv cov txiaj ntsig zoo rau CryptoPunks thiab Bored Apes los ntsuas tus nqi ntawm cov khoom tsis tshua muaj tseeb.

Cov ntaub ntawv ntau ntxiv txog kev txwv cov credit txwv rau cov NFT tsis tshua muaj tuaj yeem pom nyob rau hauv Txoj Cai Boost Locking nqe lus nyob rau hauv seem Xauv Mechanism ntawm cov ntaub ntawv. Rau CryptoPunks, tag nrho NFTs tau pib muaj nuj nqis hauv pem teb, tshwj tsis yog Aliens thiab Apes, uas muaj nuj nqis ntawm 4,000 thiab 2,000 ETH, feem. Kev tswj hwm tuaj yeem hloov cov txiaj ntsig no yav tom ntej.

JPEG Cards

JPEG Cards yog ib qho ntawm 1,020 NFT phaib uas muaj txiaj ntsig hauv JPEG'd raws tu qauv. Cov npav no tuaj yeem koom nrog 1% ntawm JPEG cov khoom siv nyob rau ib hlis ntev. Daim npav JPEG tso tawm qee qhov kev nthuav dav tshaj plaws, ntxim nyiam, thiab muaj txiaj ntsig memes hauv crypto, thiab cov ntawv me me ntawm cov npav no yuav muaj txiaj ntsig ntxiv ntawm lub platform yav tom ntej.

Qee daim npav JPEG yam tsis muaj "cig" tus cwj pwm yuav raug teev npe dawb rau kev coj noj coj ua tseem ceeb ntawm Weenis Warmers. Daim npav luam yeeb yuav tuaj yeem raug kaw thiab siv kom tau txais kev txhawb nqa ntawm credit txwv thiab kev faib ua feem. Unstaking ib daim npav luam yeeb yuav ua rau poob ntawm qhov kev txhawb nqa thiab tuaj yeem ua rau muaj kev cuam tshuam ntawm cov haujlwm tshaj tawm. Txhua daim npav JPEG yuav raug teev npe dawb ntsig txog AMM yav tom ntej rau NFTs uas yuav tsim. Tag nrho NFT cov khoom siv yog 1,000, ntxiv rau 20 tus neeg qhuas ntxiv, thiab txog 50 daim npav tau tshwj tseg rau pab pawg.

JPEG'd Protocol

Lending Mechanics

JPEG'd yog ib qho kev qiv nyiaj qiv nyiaj uas siv cov kev qiv nyiaj rau cov phooj ywg-rau-txoj cai, uas txhais tau hais tias cov txheej txheem tsis muaj kev ywj pheej ntawm cov peev txheej lossis lwm yam. Cov tshuab qiv nyiaj muaj ntau qhov kev xaiv muaj zog rau cov neeg qiv, xws li kev ruaj ntseg NFT pem teb tus nqi siv los ntawm Chainlink oracles, txhawb txoj haujlwm rau cov qiv nyiaj loj dua, kev tuav pov hwm kev lag luam, thiab ntau dua.

Cov neeg siv tuaj yeem qiv PUSd lossis pETH tiv thaiv lawv qhov kev txhawb nqa NFT tso rau hauv JPEG'd vault. PUSd, raws tu qauv tus neeg nyob ruaj khov, yog minted tawm tsam txhua txoj haujlwm qiv ntawm 2% qiv tus nqi thiab hlawv thaum kaw txoj haujlwm. Nws tuaj yeem hloov tau yooj yim mus rau lwm qhov tseem ceeb ruaj khov (DAI, USDC, USDT) ntawm Curve PUSd / 3CRV pas dej ua ke siv qhov sib pauv tab ntawm dApp.

Kev qiv pETH, cov txheej txheem ntawm haiv neeg Ethereum token tuaj yeem ua tiav ntawm 5% paj laum. Txawm li cas los xij, tus neeg siv tsis tuaj yeem qiv PUSd thiab pETH ntawm tib lub vault.

Vaults thiab Nqi

JPEG'd siv cov qauv vault (A, B, C, D) los them cov paj laum rau cov kev xav tau zoo thiab cov khoom lag luam tawm los ntawm kev ua liaj ua teb. Raws li qhov xav tau, cov vaults tshiab tuaj yeem qhib rau txhua qhov kev sau, txhua tus nrog nws tus kheej cov nuj nqis qab nthab thiab qib uas tau teev tseg los ntawm PIPs. Cov paj laum tau nce ntawm txhua qhov thaiv. Cov theem them nqi raws li hauv qab no:

Nyob ntawm qhov muaj, cov haujlwm tau muab tso rau hauv qhov chaw tsim nyog tshaj plaws thaum qiv los ntawm cov vaults. Yog tias tus nqi qiv nyiaj ntau tshaj qhov muaj pETH/PUSd, nws yuav raug xa mus rau lub tsev khaws khoom tom ntej nrog cov nyiaj muaj. Nws muaj peev xwm tsiv mus nyob ib txoj hauj lwm mus rau ib tug qis-tiered vault siv lub migrate muaj nuj nqi ntawm ib tug neeg txoj hauj lwm los yog hom whale.

Loan-to-Value Ratios

Cov nuj nqis ua haujlwm hauv kev qiv nyiaj tso cai rau cov neeg siv kos txog 35% ntawm tus nqi khoom ntiag tug los ntawm lub neej ntawd. Yog hais tias cov nuj nqis / cov nyiaj tshuav nyiaj li cas ntau dua 36%, kev faib tawm yuav tshwm sim. Piv txwv li, yog tias NFT muaj nqis 100 ETH, cov neeg siv tuaj yeem kos txog 35 ETH. Yog tias tus nqi ntawm NFT txo qis los yog tus neeg siv tau txais cov nuj nqis ntau dua, ua rau cov nuj nqis / cov khoom lag luam sib npaug sib npaug lossis ntau dua 36%, kev tshem tawm yuav tshwm sim. Lub LTV tuaj yeem nce mus txog 60% (liquidation ratio 61%) yog tias LTV Boost tau qhib rau txoj haujlwm thiab nce mus txog 70% (liquidation ratio 71%) thaum ua ke nrog Cigarette boost.

Insurance

JPEG'd muaj qhov tshwj xeeb DeFi kev tuav pov hwm module uas cov neeg siv tuaj yeem yuav ntawm txhua CDPs lawv qhib. Tus nqi pov hwm yog 5% ntawm cov nuj nqis thawj zaug thiab cov nuj nqis tshiab thiab tsis tuaj yeem thim rov qab. Cov neeg siv tuaj yeem rov qab tau lawv cov NFTs tom qab them rov qab lawv cov nuj nqis thiab 25% tus nqi them rov qab. Yog tias cov nyiaj tsis raug xa mus rau DAO li ntawm 48 teev ntawm kev ua txhaum cai, kev pov hwm kev pov hwm poob qis, thiab DAO yuav ua tswv cuab ntawm NFT.

Tshuav kua

Lub peev xwm tshwj xeeb ntawm DAO los ua cov dej num ua kom muaj kev pov hwm tshwj xeeb. Liquidations tshwm sim thaum cov nuj nqis/cov khoom muaj nqis nce mus txog lossis tshaj qhov siab tshaj LTV. Lub DAO txiav txim siab cov neeg siv 'PUSd cov nuj nqis los ntawm kev hlawv PUSd thaum lub sijhawm ua haujlwm. Feem ntau, liquidated NFTs yog auctioned, thiab Auction seem ntawm cov ntaub ntawv muab cov ntaub ntawv ntxiv.

Xauv Mechanics

JPEG'd yog lub platform uas siv cov txheej txheem xauv los qhib cov yam ntxwv ntxiv. Cov no suav nrog Txoj Cai Boost uas ua rau muaj kev txwv credit rau cov yam ntxwv tsis tshua muaj, LTV Boost uas nce LTV nce txog 25%, thiab Cigarette Boost uas nce credit txwv los ntawm 10% ntawm txhua txoj haujlwm. Tag nrho cov xauv tuaj yeem sib xyaw ua ke, ua rau LTV siab tshaj plaws ntawm 70%, qhov kev faib ua feem ntawm 61%, thiab kev txwv ntau dua rau NFTs tsis tshua muaj rau kev txhawb nqa.

JPEG'd Tokenomics

JPEG, PUSd, thiab pETH yog peb lub cim cuam tshuam nrog JPEG'd raws tu qauv.

JPEG

JPEG yog tus txheej txheem tswj hwm tus lej cim, uas tso cai rau cov neeg pov npav xaiv tsa, nkag mus rau JPEG'd auctions, thiab nce LTV ntawm NFTs tsis tshua muaj, txawm hais tias qhov kawg ntawm qhov tam sim no tsuas yog siv tau rau Cryptopunks. JPEG tuaj yeem tau txais ntawm SushiSwap lossis los ntawm dApp qhov kev sib pauv sib txuas ntawm https://jpegd.io/swap.

PUSd

PUSd yog ib txwm muaj nyiaj ruaj khov ntawm JPEG'd raws tu qauv, uas yog minted thaum tus neeg siv qiv tawm tsam lawv NFT thiab hlawv thaum lawv txiav txim siab them lawv cov nyiaj qiv. Tus neeg siv tsis tuaj yeem qiv ob qho tib si pETH thiab PUSd los ntawm tib lub vault. PUSd yuav nyob rau hauv lub Hoobkas pas dej ua ke nrog 3Crv khub, uas yog kev sib xyaw ntawm USDC, USDT, thiab DAI.

pETH

pETH yog Ethereum derivative txhawb nqa los ntawm JPEG'd raws tu qauv, uas yog minted thaum tus neeg siv qiv tawm tsam lawv NFT thiab hlawv thaum lawv txiav txim siab them lawv cov nyiaj qiv. Tsis zoo li 2% paj laum rau qiv PUSd, minting $pETH tiv thaiv NFT muaj 5% paj laum. Tus neeg siv tsis tuaj yeem qiv ob qho tib si pETH thiab PUSd los ntawm tib lub vault. pETH yuav nyob rau hauv lub Hoobkas pas dej ua ke nrog ETH.

JPEG, lub koom haum decentralized autonomous tom qab nrov JPEG NFT platform, muaj tag nrho cov khoom ntawm 69,420,000,000 tokens. Ntawm tag nrho cov no, 30% tau tsim tawm thaum lub sijhawm pub dawb, thaum 35% tau faib rau DAO. Lwm 30% yog tshwj tseg rau cov tswv cuab tam sim no thiab yav tom ntej, thiab 5% ntxiv yog muab tso rau cov kws pab tswv yim. Pab neeg thiab tus kws pab tswv yim tokens tau vested rau 2 xyoo linear thiab muaj 6-lub hlis pob tsuas pib ntawm qhov xaus ntawm qhov kev tshwm sim pub dawb, uas tau tshwm sim rau lub Peb Hlis 1st, 2022. Nws yog ib qho tseem ceeb uas yuav tsum nco ntsoov tias cov tokens no raug kaw thiab tsis ncig.

JPEG ua haujlwm li cas?

Auction

JPEG'd auctions yog ib hom Open Ascending auction uas cov neeg yuav twv ntawm ib yam khoom kom txog rau thaum tsis muaj leej twg kam twv tus nqi siab dua. Tus neeg yuav khoom uas tso qhov kev sib tw siab tshaj plaws dhau los ua tus yeej ntawm kev sib tw. Cov kev sib tw no kav ntev li 24 teev; tus yeej tuaj yeem thov lawv NFT thaum kawg. Yog tias qhov kev sib tw tshiab tau ua tsawg dua 5 feeb ua ntej qhov kev sib tw xaus, qhov kev sib tw yuav txuas ntxiv 10 feeb.

Cov txheej txheem no rov ua dua kom txog thaum tsis muaj cov neeg sib tw ntxiv. Yog tias koj yog outbid, koj tuaj yeem tso lwm qhov kev twv nrog tag nrho cov nyiaj koj txaus siab twv. Cov txiaj ntsig tau txais yuav tsuas yog rau tus nqi uas xav tau kom phim koj qhov kev twv dhau los. Koj tuaj yeem thim koj qhov kev sib tw txhua lub sijhawm yog tias koj tau outbid. Thaum qhov kev sib tw xaus thiab yog tias koj yog tus yeej, koj tuaj yeem thov koj NFT ncaj qha los ntawm nplooj ntawv sib tw.

Kev Tsim Nyog

Yog tias koj txaus siab koom nrog hauv kev sib tw, muaj peb txoj hauv kev rau kev kaw cov khoom muaj nqis: 5M JPEG, daim npav JPEG, lossis luam yeeb hauv daim ntawv cog lus qiv. Cov cuab yeej cuab tam yuav raug kaw rau 7 hnub, tom qab uas tus neeg siv tau pub dawb los khaws cov cuab tam raug kaw rau kev sib tw yav tom ntej lossis rho tawm rau tus kheej siv. Nws yog ib qho tseem ceeb uas yuav tsum nco ntsoov tias kev kaw haujlwm yog qhov yuav tsum tau muaj rau kev sib tw thiab cov khoom muaj nqis yuav tsis muaj nyob rau lub sijhawm kaw.

Kev Sib Tw

Thaum koom nrog kev sib tw NFT, cov neeg siv uas tau kaw hauv 5M JPEG lossis JPEG Card muaj peev xwm twv tau ntawm nplooj ntawv sib tw siv ETH. Kev sib tw yog ua tiav nce ntxiv thiab yuav tsum yog tsawg kawg 1% siab dua qhov kev twv siab tshaj plaws tam sim no. Tus neeg sib tw nrog qhov kev sib tw siab tshaj plaws tsis tuaj yeem thim lawv qhov kev sib tw, tab sis txhua tus neeg tuaj koom tuaj yeem thim lawv qhov kev sib tw txhua lub sijhawm. Tsis tas yuav thim qhov kev twv yav dhau los txhawm rau tso qhov tshiab. Yog hais tias tus neeg siv yog outbid, lawv tuaj yeem tso lwm qhov kev twv rau tag nrho cov nyiaj uas lawv txaus siab twv. Kev hloov pauv rau qhov kev twv tshiab yuav tsuas yog rau tus nqi uas xav tau kom phim tus nqi twv tshiab.

roadmap

• Tua tawm tsim thiab ntxiv kev txhawb nqa rau CryptoPunks, EtherRocks, thiab Bored Ape Yacht Club NFTs.
• Ntxiv liquidation-free vaults rau cov neeg siv tso rau hauv.
• Tshawb nrhiav cov txheej txheem ntxiv uas muab JPEG kev tswj hwm token muaj txiaj ntsig ntau dua.
• Ntxiv lwm cov NFT sau rau hauv cov txheej txheem.
• Onboard tso cai liquidators yuav yog lwm DAOs, ua lag luam makers, tseem ceeb cov nyiaj, thiab txawm loj tus neeg whales.
• Tshawb nrhiav cov kev xaiv los tsim kom muaj kev cuam tshuam rau yav tom ntej kev sib pauv hloov pauv ntawm qhov tseem ceeb NFT sau.

Xaus – JPEG'd Review

Nyob rau hauv xaus, JPEG'd yog ib tug decentralized qiv raws tu qauv uas lub hom phiaj los txuas qhov sib txawv ntawm DeFi thiab NFTs los ntawm kev tso cai rau ib qho kev sau NFT kom tau ib tug kab ntawm credit siv lawv cov NFTs ua collateral. Cov neeg siv tuaj yeem qiv PUSd lossis pETH tiv thaiv lawv qhov kev txhawb nqa NFT tso rau hauv JPEG'd vault.

Txoj cai tswjfwm yog tswj hwm los ntawm lub cim, $ JPEG, uas yog lub luag haujlwm rau kev saib xyuas, tswj hwm, thiab hloov pauv qhov tsis raws cai. Nrog rau daim npav JPEG, cov neeg siv tuaj yeem koom nrog 1% ntawm JPEG muab ntau tshaj ib hlis. JPEG kuj tseem muab qhov tshwj xeeb DeFi kev tuav pov hwm module uas cov neeg siv tuaj yeem yuav ntawm txhua CDPs lawv qhib. JPEG'd raws tu qauv yog tsis tso cai kiag li, decentralized, thiab tsis tswj los ntawm ib lub hauv paus chaw, ua rau nws yog ib tug pheej platform nyob rau hauv lub ntiaj teb no ntawm NFTs thiab DeFi.

DISCLAIMER: Cov ntaub ntawv ntawm lub vev xaib no yog muab raws li kev lag luam tawm tswv yim dav dav thiab tsis yog cov lus qhia peev. Peb xav kom koj ua koj tus kheej kev tshawb fawb ua ntej kev nqis peev.