Cryptocurrency yog ib txoj hauv kev zoo tshaj plaws rau kev txuag nyiaj laus - Cov Xov Xwm tshwj xeeb Bitcoin

Ib txoj kev tshawb fawb luam tawm los ntawm nyiaj txiag loj heev Charles Schwab qhia tau hais tias cryptocurrency yog ib txoj hauv kev zoo tshaj plaws rau kev txuag nyiaj laus. "Gen Z thiab cov neeg ua haujlwm ntau txhiab xyoo tseem yuav nqis peev hauv cryptocurrency, vaj tsev, nyiaj xyoo, thiab kev lag luam me, tsis zoo li cov neeg laus."

Crypto Investments nyob rau hauv 401 (k) Accounts

Cov nyiaj txiag loj Charles Schwab tau tshaj tawm tsab ntawv tshaj tawm hu ua "401(k) Cov Neeg Koom Tes Kawm - Gen Z / Millennial Focus" Tuesday. Daim ntawv tshaj tawm nthuav tawm cov txiaj ntsig ntawm kev tshawb fawb online txhua xyoo ntawm US 401(k) cov neeg koom ua los ntawm Logica Research rau Schwab Retirement Plan Services Inc.

Tag nrho ntawm 1,000 401(k) npaj cov neeg koom nrog hnub nyoog nruab nrab ntawm 21 thiab 70, uas tau koom tes ua haujlwm los ntawm cov tuam txhab nrog tsawg kawg 25 tus neeg ua haujlwm, ua tiav daim ntawv ntsuam xyuas. Daim ntawv qhia ntxaws:

Thaum 401 (k) tseem yog lub tsheb txuag nyiaj laus tshaj plaws rau cov neeg ua haujlwm niaj hnub no, Gen Z thiab cov neeg ua haujlwm ntau txhiab xyoo tseem yuav nqis peev hauv cryptocurrency, vaj tse, nyiaj xyoo, thiab kev lag luam me, tsis zoo li cov neeg laus.

Tsis tas li ntawd, "Ntau tshaj 4 ntawm 10 Gen Z thiab cov neeg ua haujlwm ntau txhiab xyoo xav kom lawv tuaj yeem nqis peev hauv cov nyiaj xyoo thiab cryptocurrency hauv lawv cov 401(k)," daim ntawv tshaj tawm ntxiv.

Hais txog yuav ua li cas cov neeg ua haujlwm txuag nyiaj laus, daim ntawv tshaj tawm hais tias "Ntawm ntawm lawv 401(k), cov neeg koom nrog tseem muaj feem ntau yuav txuag tau nyiaj laus hauv cov nyiaj khaws cia ntau dua li kev nqis peev, txawm tias ib lub hlis twg tau nqis peev hauv cryptocurrencies."

Thaum nug txog lawv cov peev txheej tam sim no, 43% ntawm Gen Z cov neeg teb hais tias lawv nqis peev hauv crypto, piv rau 47% ntawm cov neeg teb xyoo txhiab, 33% ntawm Gen X cov neeg teb, thiab 4% ntawm cov neeg boomers.

Kev nqis peev hauv cryptocurrency yog ib qho ntawm tsib txoj hauv kev rau kev txuag nyiaj laus, daim ntawv tshaj tawm qhia ntxiv. Nws yog txoj kev thib ob nrov tshaj plaws rau kev txuag nyiaj laus rau cov neeg teb Gen Z thiab thib peb nrov tshaj plaws rau cov neeg teb ntau txhiab xyoo.

Hais txog txoj hauv kev uas cov neeg teb xav tias lawv tuaj yeem nqis peev hauv lawv cov nyiaj 401 (k), 39% hais tias cov nyiaj xyoo, uas muaj cov nyiaj tau los tom qab lawv so haujlwm, thaum 32% hais tias cryptocurrency. Gen Z thiab cov neeg teb ntau txhiab xyoo xaiv crypto ua lawv cov lus teb saum toj kawg nkaus.

Tsoomfwv Meskas Lub Tsev Haujlwm Saib Xyuas Kev Ua Haujlwm tau qhia txog kev txhawj xeeb txog cov neeg Asmeskas nqis peev hauv bitcoin thiab lwm yam cryptocurrencies hauv lawv cov nyiaj 401 (k) ua ntej xyoo no. Tus Tuav Nyiaj Txiag Secretary Janet Yellen kuj tau hais nyob rau lub Rau Hli tias crypto yog "muaj kev pheej hmoo heev," hais tias lawv yog tsis tsim nyog rau feem ntau cov nyiaj laus cov nyiaj laus.

Txawm hais tias Lub Tsev Haujlwm Saib Xyuas Kev Ua Haujlwm tau ceeb toom, Fidelity Investments ua bitcoin ib qho kev xaiv rau 401 (k) cov phiaj xwm. A daim nqi kuj tau raug qhia kom tso cai rau kev nqis peev crypto hauv 401 (k) cov phiaj xwm.

Koj xav li cas txog qhov kev tshawb fawb Charles Schwab ntawm cov neeg txuag nyiaj laus li cas? Qhia rau peb paub hauv nqe lus hauv qab no.

Kevin Helms

Ib tug tub ntxhais kawm ntawm Austrian Economics, Kevin pom Bitcoin hauv 2011 thiab tau ua tus tshaj tawm txoj moo zoo txij li thaum. Nws cov kev txaus siab nyob rau hauv Bitcoin kev ruaj ntseg, qhib qhov system, cov teebmeem hauv network thiab kev sib tshuam ntawm kev lag luam thiab kev cryptography.

Duab Credit: Shutterstock, Pixabay, Wiki Cov Lus Qhia