Kuv muaj lwm 25 xyoo ntawm kev tho txawv 9-rau-5 txoj haujlwm, thiab kuv tsuas yog xav tawm. Kev lag luam yog tanking, thiab muaj lus hais txog kev lag luam poob qis. Kuv zaum ntawm no ib hnub dhau ib hnub, ua tib yam qub drudgery, thiab kuv xav kom muaj qee qhov kev cia siab tias kuv yuav muaj lub tswv yim tawm.
Kuv puas yuav tau Bitcoin thiab Ethereum, thiab khaws nws raws li kev khiav tawm ntxov lossis txawm tias lub tswv yim nyiaj laus? Kuv 401(k) yog tus duab ntxoov ntxoo ntawm qhov nws yog xyoo tas los.
Thov koj pab tau?
Ib txwm nyob ntawm Sidelines
Nyob zoo Sidelines,
Kuv nco ntsoov tsab ntawv ntawd. Nws tau sau tias: "Kuv laus dhau los zaum thiab cia siab tias kuv tuaj yeem ua rau lub sijhawm poob los ntawm kev nyab xeeb ntawm kuv cov nyiaj me me, thiab tau txais 5% rov qab los rau nws rau 15 xyoo tom ntej." Thiab kuv tau teb tias: “Dabble hauv crypto yog tias koj nyiam, tab sis dua ntawm koj tus kheej raug xwm txheej. Ib yam yog qhov tseeb ntawm lub khw lag luam. Tsis muaj kev lees paub tau-nplua nuj-ceev schemes. "
Tsis muaj dab tsi hloov. Kuv nkag siab koj qhov kev ntxhov siab. Koj xav tias raug daig, thiab cryptocurrencies zoo li (lossis zoo li) zoo li tau txais-nplua nuj-ceev lossis tau-nplua nuj-hauv-tus-tsis-ntau-ntau-tawm-tawm-kev npaj yav tom ntej. Tsis yog ob qho ntawm cov kev cia siab no yuav zoo li, raws li koj yuav tsum tau pheej hmoo nyiaj ntau los ua kom tiav qhov npau suav ntawd thiab tseem yuav poob koj lub tsho, zoo li ntau tus tub ua lag luam hauv crypto muaj.
Tau kawg, tus yuam sij nrog kev nqis peev yog yuav qis thiab muag siab. Crypto investor Josh Rager muaj ua nws tus kheej tsom xam ntawm qhov tsis ntev los no highs thiab lows ntawm Bitcoin, thiab pom lows ntawm $ 17,000, $ 14,000 thiab ntawm $ 11,000. Nws hais ntxiv tias cov no yog nws tus kheej cov kev xav raws li kev bounces yav dhau los. Nws tau ceeb toom tias "Kev lag luam kev lag luam yuav muaj kev cuam tshuam loj rau txhua yam ntawm Bitcoin yuav ua," nws ceeb toom.
Nws tau hais tias "Nws yuav yog xyoo tom ntej, cia siab tias nyob rau kaum xyoo tom ntej, qhov twg peb pom Bitcoin tawg tawm ntawm kev lag luam sib npaug," nws hais. Kev yuav hauv qab yog yooj yim hais dua li ua tiav, tshwj xeeb tshaj yog nrog cov cuab tam tsis hloov pauv xws li Bitcoin. Tab sis nws, zoo li The Moneyist, tsis muab lus qhia txog nyiaj txiag, lossis qhia koj mus yuav ntawm tej qib. Thaum nws los txog rau crypto, zoo li kev nqis peev, nws yog txhua tus txiv neej thiab txhua tus poj niam rau nws tus kheej thiab nws tus kheej.
"'Vim tias qhov tsis sib haum xeeb hauv kev lag luam crypto thaum tsis paub tseeb txog kev nce nyiaj txiag thiab kev cia siab ntawm kev lag luam poob qis, koj tuaj yeem tau txais txiaj ntsig los ntawm koj li 401 (k) ntev ua ntej koj ua ib qho kev nqis peev hauv cryptocurrency.'"
Muaj, ntawm chav kawm, cov neeg uas tau caij tawm lub ncov thiab hav thiab tseem ntseeg tias muaj nuj nqis hauv Bitcoin nyob rau lub sijhawm ntev, xws li tus neeg ua lag luam no uas ntseeg tias Bitcoin muaj kev cia siab ntev ntawm ncav cuag $ 250,000 thiab siab dua, muab hais tias yuav muaj lub sijhawm uas yuav tsis muaj kev khawb av ntxiv tom qab 21 lab lub kaus. Ib txhia kwv yees xyoo ntawd yuav yog 2140.
Hais txog qhov 21 lab Bitcoin txwv: "Qhov no yog txiav txim los ntawm bitcoin lub hauv paus code uas tau programmed los ntawm nws tus creator(s), Satoshi Nakamoto, thiab hloov tsis tau. Thaum tag nrho cov bitcoin raug mined, tus nqi ntawm cov nyiaj npib nyob rau hauv kev ncig yuav nyob twj ywm nyob rau theem ntawd mus tas li, "raws li tsab ntawv ceeb toom los ntawm Coinbase.
"Tus nqi ntawm qhov tshiab Bitcoin mined yog npaj kom qeeb lub sijhawm," tsab ntawv ceeb toom hais tias. "Qhov khoom plig rau kev khawb txhua qhov block ntawm bitcoin - uas ua tiav txhua 10 feeb - ib nrab txhua 210,000 blocks. Qhov ntawd yog kwv yees ib zaug hauv plaub xyoos. Raws li ntawm 2022, qhov khoom plig ib block tau ploj zuj zus los ntawm nws qhov khoom plig thawj zaug ntawm 50 BTC ib block hauv 2009 rau tsuas yog 6.25 bitcoin. "
Muab qhov volatility hauv crypto lag luam thaum tsis paub tseeb txog kev nce nqi thiab cov kev cia siab ntawm kev poob nyiaj txiag, koj tuaj yeem tau txais txiaj ntsig los ntawm koj li 401 (k) ntev ua ntej koj ua ib qho peev txheej cryptocurrency. Qhov tseeb, crypto qiv platform Celsius Networks LLC tau hais rau hnub Sunday tias nws yog pausing tag nrho cov rho tawm, swaps thiab hloov pauv ntawm cov nyiaj "vim yog kev lag luam huab cua."
Qee tus kws tshaj lij nyiaj txiag, zoo li Peter Schiff, yog cov tsis ntseeg loj. Nws tweeted tias nrog Bitcoin poob qis hauv qab kev txhawb nqa tseem ceeb ntawm $ 25,000 thiab Ethereum qis dua $ 1,300, kev ua lag luam tag nrho ntawm ze li 20,000 cryptos tau tawg hauv qab $ 1 trillion, los ntawm cov ntaub ntawv siab ntawm $ 3 trillion. "Qhov ntawd yog $ 2 trillion nqis, $ 1 trillion tshuav mus," nws tau sau. "Lub trillion kawg yuav mob siab tshaj plaws."
Charles Schwab, lub sijhawm no, hu rau Bitcoin thiab lwm yam cryptocurrencies speculative kev nqis peev. "Peb tsis ntseeg tias Bitcoin haum rau cov khoom vaj khoom tsev ib txwm muaj nyob rau lub sijhawm no, vim nws tsis yog cov khoom lag luam ib txwm muaj, xws li kub, lossis cov txiaj ntsig ib txwm muaj," Schwab Center for Financial Research hais hauv blog post. "Bitcoin qhov kev hloov pauv loj heev yog tsav los ntawm kev muab khoom thiab kev thov, tsis yog tus nqi tsim nyog."
Saib rau kev ruaj ntseg mus sij hawm ntev ntawm koj li 401 (k) nyob rau 25 xyoo tom ntej raws li qhov chaw nyab xeeb rau koj cov nyiaj laus. Koj tsuas tuaj yeem nyob ib chav ntawm ib lub sijhawm, ib hnub ntawm ib lub sijhawm thiab, cia siab tias, ib qho kev txhawj xeeb ntawm ib lub sijhawm. Kev siv nyiaj ntau dua li koj tuaj yeem them taus poob hauv Bitcoin, tso cai rau koj tus cwj pwm los tswj koj cov nyiaj txiag, thiab sim ua lub sijhawm ua lag luam yuav ua rau muaj kev poob siab ntau dua.
Koj xav tawm tam sim no, tab sis koj yuav ua li cas yog tias koj raug muab tawm? Kuv qhov kev kwv yees zoo tshaj plaws yog koj qhov kev ntshai thiab kev ntxhov siab yuav nrhiav qhov chaw tshiab los teeb tsa lub khw. Kev ua haujlwm muab cov qauv rau koj, lub hom phiaj thiab cia siab tias yuav muaj kev sib raug zoo ntawm kev sib raug zoo uas ua rau peb txhua tus xav tias peb tab tom txhawb qee yam rau cov zej zog loj. Ceev faj ntawm cov tswv yim tawm uas tshwm sim zoo dhau los ua qhov tseeb.
Mus saib Nyiaj Txiag Kawm Ntiav Facebook pab pawg, qhov uas peb nrhiav lus teb rau lub neej thorniest teeb meem nyiaj txiag. Txawj nyeem ntawv sau rau kuv nrog txhua yam teeb meem. Tshaj tawm koj cov lus nug, qhia rau kuv seb koj xav paub ntau ntxiv txog, lossis hnyav rau ntawm kab lus Moneyist tseeb.
Tus neeg ntaus nyiaj Khuv xim nws tsis tuaj yeem teb rov qab rau cov lus nug ib leeg.
Kev xa email rau koj cov lus nug, koj pom zoo kom lawv luam tawm tsis qhia npe rau ntawm MarketWatch. Los ntawm kev xa koj zaj dab neeg rau Dow Jones & Co., tus tshaj tawm ntawm MarketWatch, koj nkag siab thiab pom zoo tias peb tuaj yeem siv koj zaj dab neeg, lossis cov qauv ntawm nws, hauv txhua qhov kev tshaj tawm thiab cov platforms, suav nrog ntawm cov neeg thib peb..
Kuj nyeem:
'Kuv hwm txhua txoj haujlwm sib npaug, tab sis kuv xav tias muaj coob tus neeg saib tsis taus kuv vim yog ib tug neeg tos txais': Cov neeg Amelikas tau tipping tsawg dua. Peb puas yuav tsum nce mus rau lub phaj?
'Kuv tabtom raug coj los ntawm kuv tus txiv': Kuv them cov nqi thiab muab cov nqi qis rau peb lub tsev. Txhua yam nws ua yog yuav khoom thiab pab txhawb rau nws 401(k)
Kuv niam thiab txiv tau muag tsev thiab yuav RV. Lawv muaj $200K hauv txhab nyiaj. Lawv yuav tiv thaiv lawv cov cuab tam li cas los ntawm kev siv rau cov nqi tsev laus?
Source: https://www.marketwatch.com/story/i-missed-the-bus-on-bitcoin-but-now-feel-like-my-time-has-come-is-it-time-to-go-big-or-go-home-i-have-another-25-years-of-a-boring-9-to-5-job-and-i-just-want-out-11655138006?siteid=yhoof2&yptr=yahoo
Crypto crash FOMO? 'Kuv nco lub tsheb npav ntawm Bitcoin, tab sis tam sim no xav zoo li kuv lub sijhawm tau los. Puas yog lub sijhawm mus loj lossis mus tsev? Kuv muaj 25 xyoos ntxiv ntawm kev ua haujlwm 9-rau-5 qhov tho txawv, thiab kuv tsuas yog xav tawm.'
kuv nyeem ib tsab ntawv los ntawm tus nyeem ntawv xyoo tas los leej twg raug kev txom nyem los ntawm crypto FOMO, thiab kuv tau ua raws li kev lag luam crypto txij thaum ntawd los. Kuv xav tias zoo li kuv nco lub tsheb npav ntawm Bitcoin, tab sis tam sim no xav zoo li kuv lub sijhawm tau los. Puas yog lub sijhawm mus loj lossis mus tsev?
Kuv muaj lwm 25 xyoo ntawm kev tho txawv 9-rau-5 txoj haujlwm, thiab kuv tsuas yog xav tawm. Kev lag luam yog tanking, thiab muaj lus hais txog kev lag luam poob qis. Kuv zaum ntawm no ib hnub dhau ib hnub, ua tib yam qub drudgery, thiab kuv xav kom muaj qee qhov kev cia siab tias kuv yuav muaj lub tswv yim tawm.
Kuv puas yuav tau Bitcoin thiab Ethereum, thiab khaws nws raws li kev khiav tawm ntxov lossis txawm tias lub tswv yim nyiaj laus? Kuv 401(k) yog tus duab ntxoov ntxoo ntawm qhov nws yog xyoo tas los.
Thov koj pab tau?
Ib txwm nyob ntawm Sidelines
Nyob zoo Sidelines,
Kuv nco ntsoov tsab ntawv ntawd. Nws tau sau tias: "Kuv laus dhau los zaum thiab cia siab tias kuv tuaj yeem ua rau lub sijhawm poob los ntawm kev nyab xeeb ntawm kuv cov nyiaj me me, thiab tau txais 5% rov qab los rau nws rau 15 xyoo tom ntej." Thiab kuv tau teb tias: “Dabble hauv crypto yog tias koj nyiam, tab sis dua ntawm koj tus kheej raug xwm txheej. Ib yam yog qhov tseeb ntawm lub khw lag luam. Tsis muaj kev lees paub tau-nplua nuj-ceev schemes. "
Tsis muaj dab tsi hloov. Kuv nkag siab koj qhov kev ntxhov siab. Koj xav tias raug daig, thiab cryptocurrencies zoo li (lossis zoo li) zoo li tau txais-nplua nuj-ceev lossis tau-nplua nuj-hauv-tus-tsis-ntau-ntau-tawm-tawm-kev npaj yav tom ntej. Tsis yog ob qho ntawm cov kev cia siab no yuav zoo li, raws li koj yuav tsum tau pheej hmoo nyiaj ntau los ua kom tiav qhov npau suav ntawd thiab tseem yuav poob koj lub tsho, zoo li ntau tus tub ua lag luam hauv crypto muaj.
Tau kawg, tus yuam sij nrog kev nqis peev yog yuav qis thiab muag siab. Crypto investor Josh Rager muaj ua nws tus kheej tsom xam ntawm qhov tsis ntev los no highs thiab lows ntawm Bitcoin, thiab pom lows ntawm $ 17,000, $ 14,000 thiab ntawm $ 11,000. Nws hais ntxiv tias cov no yog nws tus kheej cov kev xav raws li kev bounces yav dhau los. Nws tau ceeb toom tias "Kev lag luam kev lag luam yuav muaj kev cuam tshuam loj rau txhua yam ntawm Bitcoin yuav ua," nws ceeb toom.
Nws tau hais tias "Nws yuav yog xyoo tom ntej, cia siab tias nyob rau kaum xyoo tom ntej, qhov twg peb pom Bitcoin tawg tawm ntawm kev lag luam sib npaug," nws hais. Kev yuav hauv qab yog yooj yim hais dua li ua tiav, tshwj xeeb tshaj yog nrog cov cuab tam tsis hloov pauv xws li Bitcoin. Tab sis nws, zoo li The Moneyist, tsis muab lus qhia txog nyiaj txiag, lossis qhia koj mus yuav ntawm tej qib. Thaum nws los txog rau crypto, zoo li kev nqis peev, nws yog txhua tus txiv neej thiab txhua tus poj niam rau nws tus kheej thiab nws tus kheej.
"'Vim tias qhov tsis sib haum xeeb hauv kev lag luam crypto thaum tsis paub tseeb txog kev nce nyiaj txiag thiab kev cia siab ntawm kev lag luam poob qis, koj tuaj yeem tau txais txiaj ntsig los ntawm koj li 401 (k) ntev ua ntej koj ua ib qho kev nqis peev hauv cryptocurrency.'"
Muaj, ntawm chav kawm, cov neeg uas tau caij tawm lub ncov thiab hav thiab tseem ntseeg tias muaj nuj nqis hauv Bitcoin nyob rau lub sijhawm ntev, xws li tus neeg ua lag luam no uas ntseeg tias Bitcoin muaj kev cia siab ntev ntawm ncav cuag $ 250,000 thiab siab dua, muab hais tias yuav muaj lub sijhawm uas yuav tsis muaj kev khawb av ntxiv tom qab 21 lab lub kaus. Ib txhia kwv yees xyoo ntawd yuav yog 2140.
Hais txog qhov 21 lab Bitcoin txwv: "Qhov no yog txiav txim los ntawm bitcoin lub hauv paus code uas tau programmed los ntawm nws tus creator(s), Satoshi Nakamoto, thiab hloov tsis tau. Thaum tag nrho cov bitcoin raug mined, tus nqi ntawm cov nyiaj npib nyob rau hauv kev ncig yuav nyob twj ywm nyob rau theem ntawd mus tas li, "raws li tsab ntawv ceeb toom los ntawm Coinbase.
"Tus nqi ntawm qhov tshiab Bitcoin mined yog npaj kom qeeb lub sijhawm," tsab ntawv ceeb toom hais tias. "Qhov khoom plig rau kev khawb txhua qhov block ntawm bitcoin - uas ua tiav txhua 10 feeb - ib nrab txhua 210,000 blocks. Qhov ntawd yog kwv yees ib zaug hauv plaub xyoos. Raws li ntawm 2022, qhov khoom plig ib block tau ploj zuj zus los ntawm nws qhov khoom plig thawj zaug ntawm 50 BTC ib block hauv 2009 rau tsuas yog 6.25 bitcoin. "
Muab qhov volatility hauv crypto lag luam thaum tsis paub tseeb txog kev nce nqi thiab cov kev cia siab ntawm kev poob nyiaj txiag, koj tuaj yeem tau txais txiaj ntsig los ntawm koj li 401 (k) ntev ua ntej koj ua ib qho peev txheej cryptocurrency. Qhov tseeb, crypto qiv platform Celsius Networks LLC tau hais rau hnub Sunday tias nws yog pausing tag nrho cov rho tawm, swaps thiab hloov pauv ntawm cov nyiaj "vim yog kev lag luam huab cua."
Qee tus kws tshaj lij nyiaj txiag, zoo li Peter Schiff, yog cov tsis ntseeg loj. Nws tweeted tias nrog Bitcoin poob qis hauv qab kev txhawb nqa tseem ceeb ntawm $ 25,000 thiab Ethereum qis dua $ 1,300, kev ua lag luam tag nrho ntawm ze li 20,000 cryptos tau tawg hauv qab $ 1 trillion, los ntawm cov ntaub ntawv siab ntawm $ 3 trillion. "Qhov ntawd yog $ 2 trillion nqis, $ 1 trillion tshuav mus," nws tau sau. "Lub trillion kawg yuav mob siab tshaj plaws."
Charles Schwab, lub sijhawm no, hu rau Bitcoin thiab lwm yam cryptocurrencies speculative kev nqis peev. "Peb tsis ntseeg tias Bitcoin haum rau cov khoom vaj khoom tsev ib txwm muaj nyob rau lub sijhawm no, vim nws tsis yog cov khoom lag luam ib txwm muaj, xws li kub, lossis cov txiaj ntsig ib txwm muaj," Schwab Center for Financial Research hais hauv blog post. "Bitcoin qhov kev hloov pauv loj heev yog tsav los ntawm kev muab khoom thiab kev thov, tsis yog tus nqi tsim nyog."
Saib rau kev ruaj ntseg mus sij hawm ntev ntawm koj li 401 (k) nyob rau 25 xyoo tom ntej raws li qhov chaw nyab xeeb rau koj cov nyiaj laus. Koj tsuas tuaj yeem nyob ib chav ntawm ib lub sijhawm, ib hnub ntawm ib lub sijhawm thiab, cia siab tias, ib qho kev txhawj xeeb ntawm ib lub sijhawm. Kev siv nyiaj ntau dua li koj tuaj yeem them taus poob hauv Bitcoin, tso cai rau koj tus cwj pwm los tswj koj cov nyiaj txiag, thiab sim ua lub sijhawm ua lag luam yuav ua rau muaj kev poob siab ntau dua.
Koj xav tawm tam sim no, tab sis koj yuav ua li cas yog tias koj raug muab tawm? Kuv qhov kev kwv yees zoo tshaj plaws yog koj qhov kev ntshai thiab kev ntxhov siab yuav nrhiav qhov chaw tshiab los teeb tsa lub khw. Kev ua haujlwm muab cov qauv rau koj, lub hom phiaj thiab cia siab tias yuav muaj kev sib raug zoo ntawm kev sib raug zoo uas ua rau peb txhua tus xav tias peb tab tom txhawb qee yam rau cov zej zog loj. Ceev faj ntawm cov tswv yim tawm uas tshwm sim zoo dhau los ua qhov tseeb.
Mus saib Nyiaj Txiag Kawm Ntiav Facebook pab pawg, qhov uas peb nrhiav lus teb rau lub neej thorniest teeb meem nyiaj txiag. Txawj nyeem ntawv sau rau kuv nrog txhua yam teeb meem. Tshaj tawm koj cov lus nug, qhia rau kuv seb koj xav paub ntau ntxiv txog, lossis hnyav rau ntawm kab lus Moneyist tseeb.
Tus neeg ntaus nyiaj Khuv xim nws tsis tuaj yeem teb rov qab rau cov lus nug ib leeg.
Kev xa email rau koj cov lus nug, koj pom zoo kom lawv luam tawm tsis qhia npe rau ntawm MarketWatch. Los ntawm kev xa koj zaj dab neeg rau Dow Jones & Co., tus tshaj tawm ntawm MarketWatch, koj nkag siab thiab pom zoo tias peb tuaj yeem siv koj zaj dab neeg, lossis cov qauv ntawm nws, hauv txhua qhov kev tshaj tawm thiab cov platforms, suav nrog ntawm cov neeg thib peb..
Kuj nyeem:
'Kuv hwm txhua txoj haujlwm sib npaug, tab sis kuv xav tias muaj coob tus neeg saib tsis taus kuv vim yog ib tug neeg tos txais': Cov neeg Amelikas tau tipping tsawg dua. Peb puas yuav tsum nce mus rau lub phaj?
'Kuv tabtom raug coj los ntawm kuv tus txiv': Kuv them cov nqi thiab muab cov nqi qis rau peb lub tsev. Txhua yam nws ua yog yuav khoom thiab pab txhawb rau nws 401(k)
Kuv niam thiab txiv tau muag tsev thiab yuav RV. Lawv muaj $200K hauv txhab nyiaj. Lawv yuav tiv thaiv lawv cov cuab tam li cas los ntawm kev siv rau cov nqi tsev laus?
Source: https://www.marketwatch.com/story/i-missed-the-bus-on-bitcoin-but-now-feel-like-my-time-has-come-is-it-time-to-go-big-or-go-home-i-have-another-25-years-of-a-boring-9-to-5-job-and-i-just-want-out-11655138006?siteid=yhoof2&yptr=yahoo